The Retirement Specialist of Central Ohio
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$18,715,279
Clients
115
0% high-net-worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
115
Very HighAverage account size
$162,742
About
The Retirement Specialist of Central Ohio provides discretionary investment management and comprehensive financial planning to individuals, high-net-worth clients, and self-employed or small business owners, with an emphasis on retirement planning. The firm manages roughly $18.8 million for about 115 clients and also offers an online planning platform and subscription-based ongoing planning services.
The firm develops individualized investment policies and target asset allocations through client interviews and uses fundamental analysis when conducting investment analysis; account supervision is guided by clients’ stated objectives and may include the use of sub-advisers. Financial planning services cover a broad range of topics—retirement and distribution strategies, estate planning, insurance reviews, tax-aware allocation—and the firm’s online platform can display assets not managed by the adviser (excluded assets) for reporting purposes only.
Noteworthy distinctions include a disclosed historical customer complaint/arbitration from a prior employment that was resolved by settlement, and that the firm’s principal is licensed to sell life and health insurance and may receive commission income through an affiliated insurance business, which the brochure identifies as a potential conflict of interest. The brochure also notes operational practices that differ from many peers: clients are required to use the firm’s recommended custodian, the adviser does not aggregate trades for block execution, and the business continuity plan states there is no plan for firm continuation in the event of the principal’s death.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Retirement income strategy
Business ownership considerations
Occupation focus
Self-Employed
Fee options
Financial planning fixed fees range from $500.00 to $3,500.00, negotiated based on complexity
$0+: 2.60% annually (Circuit Breaker Protocol) $0+: 1.65% annually (Bull Bear)
Up to $200.00 per hour for financial planning services
Advanced Financial Planning Subscription: $94.00 per month (monthly, in advance); Ongoing Wealth Management Subscription: 1% of AUM plus $500 to $3,500 annually
Main office location
The Retirement Specialist of Central Ohio
974 N 21 St Street, Suite C1
Newark OH 43055, United States
Number of offices
1
Most active in
The Retirement Specialist of Central Ohio has reported serving >5 clients in these states in the last 12 months.
Ohio · Tennessee
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")