The Retirement Specialist of Central Ohio

The Retirement Specialist of Central Ohio serves individual and high‑net‑worth clients, as well as self‑employed and small business owners, offering discretionary portfolio management, comprehensive financial planning, and a suite of subscription services coupled with an online planning platform. Engagements range from written financial plans and implementation support to ongoing wealth‑management subscriptions that combine advice with access to the firm’s software tools.

The firm develops individualized investment policies and long‑term asset allocations based on client goals, time horizons and risk tolerance, and uses fundamental analysis as a primary method of investment analysis. Adviser‑reserved discretionary authority is described in client agreements, the platform reports but does not manage excluded assets, and the firm may refer clients to outside investment advisers or employ sub‑advisers for management services.

The practice operates effectively as a single‑operator firm: the managing member is the sole employee and the ADV discloses that the business depends on his capabilities and that no formal continuation plan exists in the event of his death. The brochure also discloses that the managing member is a licensed life and health insurance producer who may sell insurance through a separate business and receive commissions, that the adviser receives non‑cash benefits and solicitor fees from recommended advisers, and that there was a customer arbitration filed in 2007 which was settled in 2008—items prospective clients may consider when evaluating conflicts of interest and operational continuity.