The Wealthgarden F.S. LLC

Jade Eagles is a financial advisor at The WealthGarden F.S. LLC with 15 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining The WealthGarden, he worked at Northwest Asset Management and TIAA-CREF. He is co-owner and co-host of Financially Ever After LLC dba Cover Your Assets, a podcast and video series focused on divorce financial planning. The WealthGarden F.S. LLC provides investment management, financial planning, and consulting services primarily for individuals, high-net-worth clients, trusts, estates, and charitable organizations, managing approximately $227.6 million in assets. The firm offers customized portfolios utilizing diversified allocations and employs fundamental analysis, Modern Portfolio Theory, and cyclical analysis in portfolio management.

Justin Ragatz is a financial advisor with The Wealthgarden F.S. LLC in San Diego, CA, holding Series 63 and Series 65 licenses. He has two years of industry experience, including prior roles at Cetera, Confidere Financial, and Equitable Advisors. Before entering the financial industry, he worked in various positions, including at California State University San Marcos and in ride-sharing services. The Wealthgarden F.S. LLC provides investment management, financial planning, and consulting services primarily to individual and high-net-worth clients, as well as trusts, estates, and charitable organizations. The firm offers customized portfolios using diversified allocations and employs fundamental research, Modern Portfolio Theory, and cyclical analysis in its approach.

Whitney Bania is a financial advisor at The Wealthgarden F.S. LLC with six years of industry experience. Prior to joining The Wealthgarden, Whitney worked at Stifel and has a background that includes healthcare and fitness. She serves on the Board of Directors and Finance Committee of Temple Beth Israel in Fresno, where she is involved in budgeting and financial oversight. The Wealthgarden F.S. LLC provides investment management, financial planning, and consulting services primarily for individual and high-net-worth clients, as well as trusts, estates, and charitable organizations. The firm customizes portfolios based on client goals and risk tolerances, employs diversified allocations, and offers integrated tax and estate planning support through affiliated entities.

Wendy Turk is a financial advisor at The WealthGarden F.S. LLC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial and Gerber Kawasaki, Inc. In addition to her advisory role, she serves on the board of Airport Marina Counseling Services, a mental health organization. The WealthGarden F.S. LLC provides discretionary and non-discretionary investment management, financial planning, and consulting primarily for individual and high-net-worth clients, as well as trusts, estates, and charitable organizations. The firm offers customized portfolios using diversified allocations, employs fundamental and cyclical analysis, and integrates estate-planning coordination alongside tax and accounting services.

Josephti Cruz is a financial advisor with The WealthGarden F.S. LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at several firms including TIAA-CREF, Northwest Asset Management, and currently operates Financial Ever After LLC dba Cover Your Assets, a Certified Divorce Financial Analyst consulting business for analyzing and reporting on divorcing couples’ financial situations. The WealthGarden F.S. LLC provides discretionary and non-discretionary investment management, financial planning, and consulting primarily for individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm customizes portfolios based on client goals and risk tolerances, employing diversified allocations and periodic reviews, and offers complementary services including estate-planning coordination and tax preparation through affiliated entities.