Theory Financial

Ryan Stout is a CFP® professional with 18 years of industry experience, currently serving at Theory Financial in Fort Collins, CO since 2019. His prior experience includes roles at Tiaa and TIAA-CREF from 2012 to 2019. He also serves as a trustee for Mill City Church, where he helps oversee financial decisions. Theory Financial is a registered investment adviser managing approximately $319.2 million across 252 client relationships, offering discretionary and non-discretionary investment management, financial planning, and retirement advisory services. The firm employs a strategic, globally balanced asset-allocation approach using diversified mutual funds, ETFs, individual stocks, and bonds, combining Modern Portfolio Theory with fundamental and cyclical analysis.

Thomas Braun is a CFP® and ChFC® with 21 years of industry experience. He has worked at Theory Financial since 2020 and previously spent nine years at TIAA-CREF. Braun is based in Fort Collins, CO. Theory Financial is a registered investment adviser serving individuals, trusts, estates, corporations, pension, and charitable clients. The firm manages about $319.2 million across its client base, offering discretionary and non-discretionary investment management alongside financial planning and retirement advisory services.

Charles Nedele is a financial advisor at Theory Financial with 19 years of industry experience. He holds Series 63 and Series 65 licenses and worked previously at TIAA and Tiaa for 13 years. Outside of advisory services, he manages a short-term rental property in Angola, Indiana. Theory Financial is a registered investment adviser serving individuals, trusts, estates, corporations, pension, and charitable clients. The firm manages approximately $319 million across about 252 client relationships using a globally balanced asset-allocation framework with diversified mutual funds, ETFs, and selected individual securities.