Theory79 Wealth Design LLC

Theory79 provides wealth management to individuals, high‑net‑worth clients, their trusts and estates, pension and profit‑sharing plans, charitable organizations, corporations and other entities. Its services combine discretionary investment management with financial planning delivered as a component of the client relationship, and the firm may engage third‑party sub‑advisors and turnkey asset management providers (TAMPs) to implement or administer portfolios.

The firm’s investment process emphasizes Modern Portfolio Theory and fundamental analysis to set asset allocation and select a diversified mix of securities, including mutual funds, ETFs, interval and alternative funds, and, where appropriate, the use of sub‑advisors, leverage or margin. Financial planning is offered via formal plans and can be provided on an ongoing basis for clients with complex tax, entity, or liquidity needs, and clients may impose written investment restrictions or request held‑away assets be included in fee calculations.

Distinctive aspects noted in the brochure include an ownership link to an accounting firm and an explicit referral pathway to that affiliated accounting firm for tax preparation or accounting services, a disclosed conflict of interest that the firm says is mitigated because clients are not required to use the affiliate. The firm also highlights its role in selecting other advisers (Sub‑Advisors and TAMPs) to manage client assets, states it does not charge performance‑based fees, and discloses that it does not act as a private fund adviser.