Thibeau Financial Consulting, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Thibeau Financial Consulting, LLC provides personal financial consulting to individual clients, focusing on household-level issues such as budgeting, debt reduction, savings, credit improvement, and financial organization. The firm emphasizes education, counseling, and personal advocacy rather than acting as a custodian or broker for client assets.
The firm’s work centers on reducing debt and increasing cash reserves, with investment guidance described as incidental and generally limited to mutual fund education; clients in need of full investment management are referred to other firms. Fees are charged on an hourly and negotiable basis rather than as a percentage of assets under management, and payment practices are handled at the time of meetings.
Notably for a firm in an investment-manager category, Thibeau does not manage or hold client assets, does not accept custody or discretionary authority, and will not execute trades on clients’ behalf. The principal holds an Accredited Financial Counselor (AFC) designation and an insurance license but does not sell financial products, and the firm explicitly offers advocacy and referral support to help clients engage with banks, insurers, and other financial-service providers.
Client services
Expertise
Fee options
$100 per hour, calculated in 15-minute increments, partial hours rounded up
Fee-only: $100 per hour, billed in quarter-hour increments
Main office
Bangor ME
Advisors at this office
1
Most active in
Maine
Also doing business as
Thibeau Financial Consulting, LLC · Thibeau, Lynn · Thibeau, Lynn Marie
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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