Third Act Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Third Act Financial Planning LLC provides fee-only financial planning and discretionary investment management to individuals and high-net-worth clients, offering both ongoing and project-based planning alongside portfolio management for individual accounts. The firm also coordinates with third-party professionals (attorneys, accountants, tax advisors, insurance agents) at clients’ request but is not affiliated with or compensated by those third parties.
The firm develops individualized investment policies and asset-allocation targets, employing both passive portfolio construction and active methods (including fundamental, technical, cyclical and charting analysis) and ongoing mutual fund/ETF monitoring. Clients may grant discretionary trading authority with the ability to impose written restrictions; the firm executes trades on an individual-account basis rather than through aggregated block trades and typically recommends Charles Schwab and Altruist as custodians.
What distinguishes the firm is its recent formation and start-up status — it registered in 2026 and, at filing, reported no assets under management or clients — combined with an atypical founder background (a doctoral degree in a technical field and a recent certificate in personal financial planning). The adviser operates as a fee-only registered investment adviser that does not accept commissions, does not vote client proxies, and emphasizes tailored, planner-led engagements rather than relying on pooled or product-driven solutions.
Client services
Expertise
Fee options
Project-based financial planning fees range from $1,000 to $7,000
$0 - $500,000: 0.80% $500,001+: 0.50%
$250 per hour for ongoing and project-based financial planning
Minimum fee: Minimum annual fee of $2,500, may be waived at firm's discretion Fee-only: Investment management and financial planning fees only; no commissions
Main office
Huntington Beach CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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