Thomas A. Paulson, Jr., DBA, Thomas A. Paulson, Jr., CPA

The firm serves primarily individual investors and trustees, providing discretionary portfolio management and comprehensive financial planning that includes tax and insurance review, retirement projections, and estate planning. It also offers tax preparation and small-business accounting through an affiliated CPA corporation, with the brochure disclosing that clients are not required to use those accounting services to avoid conflicts of interest.

Investment advice is goal‑ and allocation‑driven, with recommendations based on time horizon, risk tolerance and tax considerations and implemented primarily with no‑load mutual funds, ETFs and common stocks; accounts are managed on a discretionary basis with periodic rebalancing and annual performance calculations. The adviser cites Austin Pryor’s Sound Mind Investing as a primary source for sector and fund guidance and prepares annual written reports for some clients.

What distinguishes the firm among similarly sized independents is its dual role as a registered investment adviser and as an operating CPA practice, a combination that the brochure identifies as uncommon and that is explicitly disclosed as a potential conflict. The sole adviser also holds the Personal Financial Specialist (PFS) credential and has operated the advisory business since 2004, blending formal accounting credentials with personal financial planning experience.