Thomas Jones Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$55,400,000
Clients
99
Advisors
1
of 1 employees
About
The firm serves primarily individual investors saving for retirement and other personal financial goals, and also opens accounts for business entities, estates, and trusts. It operates as a fee-only, fiduciary investment manager and financial planning practice and manages approximately $55 million on a non-discretionary basis with client assets held at qualified custodians.
Investment work is grounded in a top-down process that begins with strategic asset allocation, moves through sub-asset allocation and active/passive decisions, and emphasizes asset location to improve after-tax outcomes. The firm implements model and custom strategies that combine passive and active funds with a focus on low cost and low turnover, compares performance to global benchmarks, and conducts monthly account reviews and annual client meetings.
What is atypical for a firm of this size is that the owner also maintains a separate law practice and devotes a material portion of work time to legal services, providing estate planning, estate administration, tax preparation, and real estate legal work to advisory clients on a flat-fee or hourly basis. The firm also operates without discretionary trading authority—executing trades only with client permission—and uses multiple custodial platforms and model marketplaces to implement its strategies.
Client services
Expertise
Fee options
Legal services with flat fee or hourly basis (not related to investment advisory fees)
$0 - $199,999: 0.50% $200,000 - $399,999: 0.45% $400,000 - $599,999: 0.37% $600,000 - $799,999: 0.33% $800,000 - $999,999: 0.29% $1,000,000+: 0.25%
Legal services offered on flat fee or hourly basis (not related to investment advisory fees)
Monthly subscription fee possible under Altruist One Program; fee varies and may be absorbed by firm or passed to client
Account minimum: $50,000 Fee-only: Fee-only, no commissions; flat fees or hourly fees may apply for legal services separate from investment advisory
Main office
22811 Greater Mack Avenue, Suite 100
St. Clair Shores MI 48080
Advisors at this office
1
Most active in
Michigan
Also doing business as
Financial Planning Associates, L.L.C. · Thomas Jones Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)