Three Bearings Fiduciary Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$204,082,928
Clients
157
Advisors
2
of 5 employees
About
Three Bearings Fiduciary Advisors provides personalized, fee-only financial planning and discretionary investment management to individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, and small businesses. Services described in the firm brochure include comprehensive financial planning, ongoing asset management, tax preparation services included in certain engagements, and implementation of investment strategies through custodial accounts.
The firm’s investment approach centers on strategic asset allocation using a core-satellite model—primarily passively managed index funds and ETFs with selectively added active managers—and written Investment Policy Statements tailored to each client. Three Bearings accepts limited discretionary trading authority, conducts periodic and event-driven reviews, and delivers quarterly report packages that include portfolio- and security-level performance while maintaining a fiduciary, non–performance-fee compensation structure.
What is distinctive for this firm relative to many peers is the breadth of ancillary services and client types: it offers municipal investment management and bookkeeping arrangements for trustees and libraries (including fixed-fee options for smaller trust funds), provides held-away account services for 401(k)s, 529s and annuity contracts, and integrates tax return preparation into comprehensive engagements. The firm also emphasizes detailed performance reporting to clients (via quarterly reports) and operates as a strictly fee-only advisor that does not accept commissions or sell financial products.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Fixed bookkeeping fee of $1,000 per year for certain municipal accounts under $200,000 (may be reduced at discretion)
$0 - $200,000: 1.75% on the first $200,000 $200,001 - $500,000: 1.50% on the next $300,000 $500,001 - $1,000,000: 1.00% on the next $500,000 $1,000,001+: 0.50% on assets above $1,000,000
$300 per hour for financial planning; $150 per hour for separate tax preparation
Retainer Agreements offered with fixed fees based on work complexity; no minimum annual fee
Account minimum: $200,000 Minimum fee: Minimum annual fee of $3,500 for Comprehensive Financial Agreement Fee-only: Fee-only financial planning and investment management; no commissions or finder’s fees accepted
Main office
380 Lafayette Road Unit D
Hampton NH 03842
Advisors at this office
2
Most active in
Florida · Maine · Massachusetts · New Hampshire
Also doing business as
Bearing Point Wealth Partners · Bearing Point Wealth Partners, Inc. · Bearingpoint Wealth Partners · Bearingpoint Wealth Partners, Inc. · Three Bearings Fiduciary Advisors, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Quick links
Advisors at this firm
David M
CFP®, Series 63, Series 65
Hampton, NH
Three Bearings Fiduciary Advisors, Inc.
David Mayes is a CFP®-certified financial advisor with 21 years of industry experience. He is currently affiliated with Mackensen & Company, Inc. and is part of Three Bearings Fiduciary Advisors, Inc., a firm based in Hampton, NH. Three Bearings Fiduciary Advisors provides personalized, fee-only financial planning and discretionary investment management to a diverse client base, including individuals, trusts, charitable organizations, and municipalities. The firm employs a core-satellite investment approach with a focus on strategic asset allocation, offers a broad range of ancillary services such as municipal investment management and tax preparation, and maintains a fiduciary, non–performance-fee compensation structure.
Zachary Z
CFP®, Series 65
Hampton, NH
Three Bearings Fiduciary Advisors, Inc.
Zachary Zwick is a CFP® with seven years of industry experience, currently serving at Three Bearings Fiduciary Advisors, Inc. since 2019. His prior roles include positions at JB Capital, LLC and Johnson Brunetti, as well as a four-year tenure at the University of Connecticut. Three Bearings Fiduciary Advisors offers personalized, fee-only financial planning and discretionary investment management to a diverse client base, including individuals, trusts, municipalities, and small businesses. The firm employs a core-satellite investment approach focused on passively managed index funds and ETFs, provides comprehensive ancillary services such as tax preparation and municipal investment management, and emphasizes detailed, fiduciary-driven reporting.
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