Three Cord True Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$315,985,354
Clients
577
Advisors
6
of 9 employees
About
Three Cord True Wealth Management provides comprehensive financial planning and wealth management to individuals, professionals, business owners, corporate executives, and retirement plans. Services described in the brochure include investment management (discretionary and non‑discretionary), retirement plan consulting under ERISA Section 3(21), financial planning and consulting, and recommendations of insurance and variable annuity products.
The firm uses a diversified, asset‑allocation driven approach, drawing on LPL Research, model portfolios, and third‑party managers via its Manager Access Select platform (SMA and model portfolio options). It sponsors a wrap‑fee program (3CTWM II) and delivers regular custodial reporting and risk‑based exception reviews, with client portfolios constructed from mutual funds, ETFs, equities, fixed income and alternative vehicles to align with clients’ risk tolerances and goals.
Distinctive features noted in the brochure include a common ownership affiliation with an accounting firm (Three Cord True Wealth Tax Solutions) and employees who are CPAs, as well as advisory personnel who are registered representatives of LPL Financial and licensed insurance professionals. The firm therefore combines tax/accounting capabilities, brokerage access, insurance product implementation, and a sponsored wrap program within one platform—arrangements the brochure discloses as creating potential conflicts of interest and describes with related mitigation and disclosure practices.
Client services
Expertise
Occupation focus
Fee options
0.7% to 1.3% annually (fee negotiable based on client factors)
Certain advisory persons who are licensed insurance professionals earn commissions on insurance and variable annuity product sales; these commissions are separate from advisory fees.
Account minimum: $50,000 for Manager Access Select Program; otherwise no stated minimum for other programs Fee-only: Asset management fees charged as a percentage of assets under management, ranging 0.7% to 1.3% annually; wrap fee programs are fee-only.
Main office
535 Third Street
Beaver PA 15009
Advisors at this office
6
Most active in
Arizona · Florida · Maryland · New York · North Carolina · Ohio · Pennsylvania · South Carolina · Texas · Virginia
Also doing business as
Holdcroft Wealth Management · Three Cord True Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Vasilios R
CFP®, CFA®, Series 63, Series 66
Beaver, PA
Three Cord True Wealth Management, LLC
Vasilios Rizos is a CFP® and CFA® credentialed advisor with seven years of industry experience. He is currently with Three Cord True Wealth Management, LLC and has previously worked at firms including LPL Financial, Cetera Advisor Networks, and Voya Financial Advisors. Outside of advisory work, he is involved with Three Cord True Wealth Tax Solutions, which offers tax preparation and accounting services. Three Cord True Wealth Management provides comprehensive financial planning and wealth management to individuals, professionals, business owners, corporate executives, and retirement plans. The firm employs a diversified, asset-allocation driven approach utilizing LPL Research, model portfolios, and third-party managers, and integrates tax and accounting capabilities through its affiliation with Three Cord True Wealth Tax Solutions.
Dana F
Series 66
Beaver, PA
Three Cord True Wealth Management, LLC
Dana Fitzgerald is a financial advisor at Three Cord True Wealth Management, LLC with one year of industry experience. Dana holds the Series 66 designation and previously worked at Incline Equity Partners for six years. Three Cord True Wealth Management provides comprehensive financial planning and wealth management services to individuals, professionals, business owners, corporate executives, and retirement plans. The firm employs a diversified, asset-allocation driven investment approach and integrates tax, brokerage, and insurance services within a single platform.
James G
Series 63, Series 65
Beaver, PA
Three Cord True Wealth Management, LLC
James Garr is a financial advisor at Three Cord True Wealth Management, LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2014. He provides investment advisory services through Three Cord True Wealth Management, an independent Registered Investment Advisor firm. Three Cord True Wealth Management offers comprehensive financial planning and wealth management to individuals, professionals, business owners, corporate executives, and retirement plans. The firm employs a diversified, asset-allocation driven investment approach using model portfolios and third-party managers, and integrates tax and accounting capabilities through its affiliation with an accounting firm.
Tod A
CFP®, PFS™, Series 63, Series 66
Beaver, PA
Three Cord True Wealth Management, LLC
Tod Arbutina is a CFP® and PFS™ with 28 years of industry experience. He is currently with Three Cord True Wealth Management, LLC, where he has worked since 2020, following a 20-year tenure at LPL Financial and 26 years at Cottrill, Arbutina & Associates PC. Outside of advisory services, he is the creator and investor of a software development project, Our Data Revolution, LLC. Three Cord True Wealth Management provides comprehensive financial planning and wealth management services to individuals, professionals, business owners, corporate executives, and retirement plans. The firm employs a diversified, asset-allocation driven approach incorporating model portfolios and third-party managers, and combines tax/accounting capabilities, brokerage access, and insurance product implementation within a single platform.
Robert H
Series 63, Series 66
Beaver, PA
Three Cord True Wealth Management, LLC
Robert Holdcroft is a financial advisor at Three Cord True Wealth Management, LLC with 13 years of industry experience. He has held positions at several firms, including Rosenthal Wealth Management and The AYCO Company, L.P./Mercer Allied. He serves as a board member of the Marshall Heights Homeowners Association. Three Cord True Wealth Management provides comprehensive financial planning and wealth management services to individuals, professionals, business owners, corporate executives, and retirement plans. The firm employs a diversified, asset-allocation driven approach using LPL Research, model portfolios, and third-party managers, and offers integrated tax, brokerage, insurance, and wrap-fee program solutions.
Nicholas R
CFP®, Series 66
Beaver, PA
Three Cord True Wealth Management, LLC
Nicholas Raught is a CFP® with 10 years of industry experience, currently serving as an advisor at Three Cord True Wealth Management, LLC. He previously worked with LPL Financial, LLC and Cottrill, Arbutina Wealth Management Group. Raught is also involved in a family business managing a commercial real estate property. Three Cord True Wealth Management provides comprehensive financial planning and wealth management services to individuals, professionals, business owners, corporate executives, and retirement plans. The firm employs a diversified, asset-allocation driven approach, utilizing LPL Research, model portfolios, and third-party managers, and integrates tax and accounting capabilities through its affiliation with an accounting firm.
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