Three Sheep Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Three Sheep Wealth Management provides integrated wealth management to individual and high‑net‑worth clients as well as small businesses, combining financial planning with ongoing portfolio management and investment consultation. Services described in the brochure include retirement and Social Security strategy analysis, tax‑aware planning, Medicare reviews, education planning, estate and charitable giving reviews, and assistance with “held‑away” accounts.
The firm’s investment approach is a Core + Satellite strategy that blends passive core holdings with targeted active satellite positions, typically using ETFs and mutual funds and informed by fundamental analysis. Portfolios are managed on a discretionary or non‑discretionary basis and, where suitable, the firm may employ borrowing/margin in separately managed accounts through the custodian’s margin features while avoiding leveraged or inverse ETFs.
Noteworthy for an independent adviser of this size, the firm offers periodic complimentary educational workshops on personal finance and investing, an offering that the brochure highlights as part of its client outreach. The brochure also emphasizes the firm’s fiduciary duty, its avoidance of commission‑based product compensation, and its custodial relationship that grants access to institutional services and tools typically used to support customized planning and portfolio administration.
Client services
Expertise
Fee options
$0 - $3,000,000: 0.85% annually $3,000,001 - $7,000,000: 0.75% annually $7,000,001+: 0.50% annually
Minimum fee: $6,400 minimum annual fee Fee-only: Wealth management fee combining financial planning and portfolio management; no commissions or mark-ups charged.
Main office
288 Pearl St #2003
Monterey CA 93940
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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