Thrift Financial, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Thrift Financial provides investment management and consulting to both individual and institutional clients, including endowments, foundations, trusts, estates and businesses, through discretionary and non‑discretionary portfolio management and comprehensive financial planning. Consulting services address cash flow and net worth analysis, insurance and employee benefits, income tax and retirement planning, estate planning and implementation support.
The firm’s investment process combines fundamental analysis with Modern Portfolio Theory and uses strategic, tactical and constant‑weighting allocation approaches, periodic rebalancing and a mix of mutual funds, ETFs, equities and fixed income. Thrift also coordinates with third‑party asset managers and uses a third‑party platform to manage held‑away accounts (reviewing and rebalancing those accounts without taking direct custody).
What is distinctive for this firm relative to many independent advisors is its active work with institutional clients and its provision of pension consulting to government, public and private plans, where it advises on the merits and risks of plan investment alternatives while recognizing the plan fiduciary retains selection authority. The firm also undertakes project‑based institutional engagements, assists family‑owned and closely held businesses with retirement plan investments and private‑company reviews, and refers clients to third‑party managers when appropriate.
Client services
Expertise
Occupation focus
Fee options
Fixed project fees generally starting at $10,000 for consulting services
$250,000 - $1,500,000: 0.50% annually $1,500,001 - $3,000,000: 0.40% annually $3,000,001 - $5,000,000: 0.30% annually $5,000,001+: Negotiable
$300 per hour for consulting services
Account minimum: $100,000 Minimum fee: $300 per quarter minimum fee for accounts under $250,000 Fee-only: Investment management fees based on assets under management; consulting fees charged hourly or fixed fee; no commissions accepted.
Main office
12 Penns Trail, Suite 104
Newtown PA 18940
Advisors at this office
1
Most active in
Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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