Timber Creek Capital Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Timber Creek Capital Management provides discretionary investment management and related financial and estate planning to individuals, trusts, retirement plans, charitable organizations and business entities. The firm generally requires a minimum portfolio size of $2 million and manages a relatively small client roster, indicating a primary focus on high‑net‑worth and institutional relationships rather than mass‑market retail accounts.
The firm follows a long‑term, fundamentals‑based investment approach that blends growth and value equity selection with an asset‑allocation discipline tied to indicators of long‑term market valuations; portfolios are actively rebalanced to adjust stock and bond exposure as valuations change. Timber Creek emphasizes diversification across asset classes, geography, sectors and individual securities, selects laddered fixed‑income instruments, and selectively incorporates alternative and hard‑asset investments while attending to tax implications and coordinated planning with clients’ other advisers.
Distinctive operational features include a compact, owner‑managed advisory team overseeing over $600 million in discretionary assets for about 46 client relationships, which supports concentrated, customized portfolios and hands‑on oversight. The firm discloses that principals invest alongside clients, uses multiple bond dealers for execution, receives custodial software and support, maintains a formal proxy‑voting committee, and does not engage in referral‑fee arrangements — practices and governance details that may differ from larger, more transactional peers.
Client services
Expertise
Fee options
$0 - $2,000,000: 1.00% $2,000,001 - $4,000,000: 0.95% $4,000,001 - $6,000,000: 0.90% $6,000,001 - $8,000,000: 0.85% $8,000,001 - $10,000,000: 0.80% $10,000,001 - $20,000,000: 0.75% $20,000,001+: 0.50%
Account minimum: $2,000,000 Fee-only: Fees are solely based on the investment management services charged as a percentage of AUM; no commissions received.
Main office
44 School Street, Suite 410
Boston MA 02108
Advisors at this office
3
Most active in
Massachusetts · Pennsylvania · Rhode Island
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
John B
CFA®, Series 65
Boston, MA
Timber Creek Capital Management, LLC
John Brennecke is a CFA® charterholder and holds a Series 65 license with 17 years of industry experience. He has been with Timber Creek Capital Management, LLC since 2008. The firm provides discretionary investment management and wealth-planning services to individuals, trusts, retirement plans, charitable organizations, and business entities, managing approximately $549 million across about 47 client relationships. Timber Creek employs a long-term, valuation-driven investment approach focused on asset allocation, diversification, and periodic portfolio reviews.
Brendan C
Series 65
Boston, MA
Timber Creek Capital Management, LLC
Brendan Clune is a financial advisor at Timber Creek Capital Management, LLC in Boston, MA, holding a Series 65 designation with eight years of industry experience. His prior roles include positions at Grant Thornton, Morgan Stanley, and Fidelity Investments. Timber Creek Capital Management provides discretionary investment management and related financial and estate planning services primarily to high-net-worth individuals, trusts, retirement plans, charitable organizations, and business entities. The firm employs a long-term, fundamentals-based investment strategy with an emphasis on diversification, active portfolio rebalancing, and customized client oversight.
Thomas B
Series 65
Boston, MA
Timber Creek Capital Management, LLC
Thomas Brennecke is a financial advisor at Timber Creek Capital Management, LLC in Boston, MA, holding a Series 65 designation with 17 years of industry experience. He has been with Timber Creek Capital Management since 2008. Timber Creek Capital Management provides discretionary investment management and wealth-planning services to individuals, trusts, retirement plans, charitable organizations, and business entities. The firm employs a long-term, valuation-driven investment approach focused on asset allocation, diversification, and risk management, serving a selective client base with portfolios constructed from individually selected equities, fixed income, and alternative holdings.
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