Bend, OR Office

Timberchase Financial, LLC provides personalized financial planning and discretionary investment management to individuals — including high‑net‑worth clients — and, on occasion, to trusts, estates, charitable organizations, and small businesses. The firm operates on a fee‑only basis, manages roughly $280 million in discretionary client assets for a relatively small client base, and does not accept commissions or third‑party referral fees.

Investment management emphasizes strategic passive asset allocation using no‑load mutual funds and exchange‑traded funds, with portfolios globally diversified and fund selection evaluated for cost‑effectiveness using public sources such as Morningstar; the firm also advises clients on allocating employer retirement plan accounts within the limits of plan offerings. Timberchase typically manages accounts on a discretionary basis under limited power of attorney and provides periodic reviews and reporting at least quarterly.

Notable operational features include offering an alternative fixed‑fee engagement option and maintaining legacy clients on older, differing fee arrangements, with fees negotiable in certain circumstances. The firm discloses it may have custody through access to client login credentials (subjecting those accounts to an annual surprise examination), does not routinely vote client proxies, and reports no material affiliations with product sponsors or use of performance‑based fee structures.