Time & Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Time & Wealth Management, LLC is a small independent registered investment adviser that serves individuals, trusts, and institutional clients, including ERISA pension plans. The firm provides discretionary portfolio management, financial planning, pension consulting, insurance services, and outsourced financial, accounting and operations support for non-advisory clients.
TWM tailors portfolios to each client’s goals, risk tolerance and cash flow needs and conducts account reviews at least quarterly. Its investment process blends bottom‑up fundamental and technical analysis with top‑down macro views and may allocate to public pooled vehicles as well as illiquid private investments such as private equity or senior private debt.
Distinctive features include operating as a solo adviser with roughly $8.4 million in discretionary assets across seven clients while also offering institutional pension consulting — a combination that is uncommon for firms of this size. The firm’s adviser holds insurance licensure and provides insurance services and outsourced operational services to non‑advisory clients, arrangements that can create compensation relationships beyond typical AUM advisory practices.
Client services
Expertise
Fee options
Financial planning flat fee available; consulting services may be charged flat fees
Financial planning hourly fees typically range from $500 to $1,500 per hour
Account minimum: $1,000,000 Fee-only: Financial planning fees charged as flat fee or hourly fee, typically $500 to $1,500 per hour
Main office
409 King Street, Suite 200
Charleston SC 29403
Advisors at this office
1
Most active in
South Carolina
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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