TK^2 Advisers

TK2 Advisers provides ongoing portfolio management, pension consulting (including services for 401(k) and other employee benefit plans), and comprehensive financial planning to individuals, high‑net‑worth clients, and pension/profit‑sharing plans. The firm reports $11.2 million in non‑discretionary assets under advisement and serves a small client base across its advisory services.

The firm creates an Investment Policy Statement for each client and tailors portfolios using fundamental, cyclical, quantitative analysis and modern portfolio theory; investment strategies include long‑term positions, options (including covered and uncovered strategies), ETFs, mutual funds and IPO participation. Accounts are reviewed at least monthly and the adviser documents client risk tolerances and may use model portfolios and other customized recommendations when implementing client plans.

Noteworthy distinctions in the brochure include the firm’s ongoing pension consulting and work with institutional retirement plans, an affiliation in which the principal is a licensed insurance agent and may offer commissionable insurance products (a potential conflict the brochure discloses). The adviser also requires clients to custody assets with a specified custodian (Wells Fargo), indicates receipt of broker‑provided research or other soft‑dollar benefits, does not aggregate block trades for multiple clients, and reports no discretionary assets despite requesting discretionary authority in client agreements.