TMG Wealth Advisors, Inc.

TMG Wealth Advisors serves individual clients—principally retirees and those planning for retirement—and some small‑business owners, providing comprehensive financial planning and discretionary portfolio management. The firm delivers planning and investment implementation through advisory‑managed and third‑party managed accounts made available via Osaic Wealth, Inc., and manages client accounts on a discretionary basis.

The firm follows a Values‑Based Financial Planning™ process and uses tools such as Nitrogen to establish a client “Risk Number,” then constructs portfolios largely invested in mutual funds, ETFs, stocks, bonds and cash to match client goals and risk tolerance. Investment analysis draws on charting, fundamental, technical and cyclical methods, and the practice emphasizes medium‑ to long‑term portfolio management rather than frequent trading.

Noteworthy aspects include operating as an RIA while the firm’s owner is a registered representative of a broker‑dealer and maintaining a licensed life and health insurance agency that may place commission‑based insurance and annuity products—an arrangement that combines fee‑based advisory services with occasional commission transactions. The practice is a single‑advisor, small firm managing roughly $29 million for about 35 clients with no account minimum, and it offers an uncommon optional service that bundles initial legal work with estate planning through an outside law firm (the adviser acts as pay agent for that service).