A complete list of active advisors currently associated with Toba Financial

Warmer can help you find a great advisor at Toba Financial or one who fits your needs even better.

Toba Financial provides wealth management and project‑based financial planning services to individual clients, including high‑net‑worth individuals. The firm operates on a fee‑only basis and offers ongoing investment management, one‑time planning engagements, and referrals to third‑party professionals such as attorneys, accountants, and insurance agents. The firm’s investment approach emphasizes asset allocation and passive strategies informed by Modern Portfolio Theory, with periodic reviews and use of mutual funds and ETFs. Clients generally grant non‑discretionary authority—Toba seeks client approval before executing trades—and the firm may recommend third‑party implementation options such as Betterment for Advisors or other outside managers. As of December 31, 2025, Toba reported approximately $956,000 in non‑discretionary assets under management across five client relationships, a profile that is uncommon among independent advisers where discretionary AUM is more typical. The firm’s principal holds CFP® and Enrolled Agent credentials and maintains active outside roles in tax preparation and public‑sector budgeting, which are noted in the brochure as factors shaping its tax‑aware planning and client‑approval orientation.

To learn more about the advisors currently working at Toba Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.