Tolsma Investments, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Tolsma Investments provides financial planning and portfolio management to individual and high‑net‑worth clients and small businesses, addressing areas such as cash flow and budgeting, retirement planning, estate planning, and business consultation. The firm also offers both paid and complimentary educational workshops on personal finance and investing as part of its service suite.
Its investment approach emphasizes a long‑term, globally diversified asset allocation guided by Modern Portfolio Theory and a Core+Satellite structure, combined with fundamental, technical, and cyclical analysis and periodic tactical adjustments. The firm also employs a total‑return overlay that can include option strategies—specifically cash‑covered put writing and covered calls—and discloses the use of derivatives in separately managed accounts.
Operationally the firm is unusual among its peers: it operates with a single investment adviser representative while managing roughly $552.7 million in regulatory assets, producing a high AUM‑per‑advisor profile. It manages the vast majority of those assets on a non‑discretionary basis (about $525,857,861 non‑discretionary vs. $26,868,904 discretionary as of 12/31/2025), and its discretionary portfolio management is limited to accounts maintained at a specific custodian, which affects how trades are executed and aggregated.
Client services
Expertise
Fee options
1% of assets under management annually
$250 per hour, billed in 10-minute increments
Account minimum: $50,000 Fee-only: Retainer fee of $4,000 per year, paid monthly or quarterly; Hourly fee of $250 per hour
Main office
Bellevue WA
Advisors at this office
1
Most active in
Washington
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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