Topsail Wealth Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$1,247,922,387
Clients
206
Advisors
4
across 2 offices
About
Topsail Wealth Management advises high‑net‑worth and ultra‑high‑net‑worth families, their trusts and related entities, offering comprehensive wealth management that includes financial planning, investment advisory, tax and estate planning, and ancillary services such as bookkeeping and trustee services. The firm also provides non‑discretionary retirement plan advisory services and generally applies a $1 million account minimum while retaining discretion to accept smaller relationships.
The firm uses a priorities‑based, customized investment process that begins with a client‑specific strategic asset allocation and implements portfolios using a mix of passive and active strategies across equities, fixed income, alternatives, mutual funds and ETFs, with ongoing consolidated reporting and periodic reviews. Topsail manages most client accounts on a wrap‑fee basis—automatically enrolling clients custodied at Altruist Financial and Charles Schwab into its wrap program—while certain strategies (e.g., fixed income, ADRs, options, futures) and some mandates are managed outside the wrap or through separate account managers.
Distinctive features include managing over $1.3 billion in regulatory assets despite being a recently formed firm, producing an unusually high assets‑under‑management per advisor compared with peers. The firm also serves as sponsor of an integrated wrap fee program, offers trustee services (minimum annual trustee fee disclosed), and discloses referral arrangements with an unaffiliated CPA firm.
Client services
Expertise
Occupation focus
Fee options
Annual flat advisory fee option available; Minimum fees for bookkeeping services: $250 per month; Trustee services minimum fee: $10,000 per year
$0 - $900,000: 1.0% $900,000 - $3,000,000: Fixed $9,000 minimum fee $3,000,000 - $5,000,000: 0.30% $5,000,000 - $10,000,000: 0.20% $10,000,000 - $25,000,000: 0.10% $25,000,000+: 0.05%
Account minimum: $1,000,000 Minimum fee: Minimum annual fee of Lesser of $9,000, or 1% for relationships with less than $3 million in AUM Fee-only: Fee-only advisory services
Main office
See office10800 Sikes Place, Suite 230
Charlotte NC 28277
Advisors at this office
3
Offices (2)
Most active in
California · Connecticut · Delaware · Florida · Georgia · Illinois · Kentucky · Massachusetts · Missouri · Nebraska · New York · North Carolina · Ohio · South Carolina · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Sara W
CFP®, Series 63, Series 65
Charlotte, NC
Topsail Wealth Management LLC
Sara Warntz is a CFP® professional with 14 years of industry experience, currently serving at Topsail Wealth Management LLC since 2024. Her prior experience includes over a decade at THE Vanguard Group, Inc. and a year at Independent Advisor Alliance. Topsail Wealth Management advises high-net-worth and ultra-high-net-worth families, trusts, and related entities, providing comprehensive wealth management services including financial planning, investment advisory, tax and estate planning, and ancillary services such as bookkeeping and trustee services. The firm employs a customized investment process that integrates passive and active strategies across various asset classes and manages over $1.3 billion in regulatory assets.
Matthew S
CFP®, Series 63, Series 65
Charlotte, NC
Topsail Wealth Management LLC
Matthew Snipes is a CFP® with 20 years of industry experience. He is currently with Topsail Wealth Management LLC and previously worked at Independent Advisor Alliance and The Vanguard Group, Inc. since 2006. Snipes provides trustee services for clients in addition to his advisory role. Topsail Wealth Management advises high-net-worth and ultra-high-net-worth families, their trusts, and related entities through comprehensive wealth management services that include financial planning, investment advisory, tax and estate planning, bookkeeping, and trustee services. The firm employs a customized, priorities-based investment process using both passive and active strategies across multiple asset classes.
Matthew H
CFP®, Series 63
Charlotte, NC
Topsail Wealth Management LLC
Matthew Henry is a CFP® with nine years of industry experience currently serving at Topsail Wealth Management LLC since 2026. His prior roles include positions at Edward Jones and The Vanguard Group, bringing a background that spans multiple established financial firms. Topsail Wealth Management advises high-net-worth and ultra-high-net-worth families and related entities, providing comprehensive wealth management services including financial planning, tax and estate planning, and trustee services. The firm employs a customized investment process combining passive and active strategies and manages most client accounts on a wrap-fee basis.
Timothy S
Series 63, Series 65
Cincinnati, OH
Topsail Wealth Management LLC
Timothy Schwiebert is a financial advisor at Topsail Wealth Management LLC with 29 years of industry experience. He previously worked at L.M. Kohn & Company for 26 years before joining Topsail in 2024. Schwiebert holds Series 63 and Series 65 designations. Topsail Wealth Management advises high-net-worth and ultra-high-net-worth families, trusts, and related entities through comprehensive wealth management services including financial planning, investment advisory, tax and estate planning, and ancillary services such as bookkeeping and trustee services. The firm employs a customized, priorities-based investment process with a blend of passive and active strategies, managing over $1.3 billion in regulatory assets despite being a recently formed firm.
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