Toptier Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
TopTier Wealth Management advises individual and high‑net‑worth clients, offering financial planning, wealth management, and discretionary portfolio management services. The firm reports $175,731,039 in discretionary assets under management across roughly 105 client relationships and notes that financial planning is included as part of its wealth management services (it recently removed standalone annual fees for financial planning).
The firm constructs portfolios primarily using mutual funds and ETFs, applying fundamental analysis and Modern Portfolio Theory while managing most accounts on a discretionary basis and implementing firm‑developed model portfolios. Clients invested in those model portfolios generally may not set restrictions on the specific holdings within the model, and TopTier may also select and monitor third‑party money managers for portions of client portfolios.
Noteworthy features in the brochure include the firm’s relatively large asset base given its two‑advisor structure and a clear emphasis on employer‑related and business planning services—such as employee stock option and restricted stock unit analysis, severance and relocation package analysis, long‑term compensation planning, and business succession work. The brochure also discloses operational specifics that are less common among peers: an explicit disclosure about risks from service providers’ use of artificial intelligence and a stated practice of using Charles Schwab as custodian and execution venue for the firm’s model portfolios.
Client services
Expertise
Occupation focus
Fee options
Account minimum: $5,000 minimum annual fee (negotiable) Minimum fee: Minimum annual fee of $5,000 ($1,250 per quarter), negotiable Fee-only: Annual portfolio management fee up to 1.00% of assets under management, billed quarterly in advance. Fees are negotiable.
Main office
Muskego WI
Advisors at this office
2
Most active in
Florida · Illinois · Michigan · Minnesota · New Hampshire · Texas · Wisconsin
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Austin N
CFP®
Muskego, WI
Toptier Wealth Management
Austin Nelson is a CFP® professional with 10 years of experience in financial advising. He has worked at Toptier Wealth Management since 2018 and previously spent two years with Cambridge Investment Research Advisors, Inc. Toptier Wealth Management advises individual and high-net-worth clients, providing financial planning, wealth management, and discretionary portfolio management services. The firm manages approximately $175 million in discretionary assets primarily through mutual funds and ETFs, utilizing fundamental analysis and Modern Portfolio Theory, and offers specialized employer-related and business planning services.
Michael B
Series 63, Series 65
Muskego, WI
Toptier Wealth Management
Michael Brusko is a financial advisor at Toptier Wealth Management with 15 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Heartland Advisors and ALPS Distributors, Inc. Brusko has been with Toptier Wealth Management since 2018. Toptier Wealth Management serves individual and high-net-worth clients, providing financial planning, wealth management, and discretionary portfolio management. The firm manages approximately $176 million in discretionary assets using mutual funds, ETFs, and model portfolios, with a focus on employer-related and business planning services.
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