Torchlight Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides advisory services to individuals, trusts, estates and high‑net‑worth clients through a combination of comprehensive wealth management engagement—integrating ongoing financial planning with discretionary portfolio management—and standalone financial planning or consultation projects. Services cover common planning areas such as cash flow, retirement, tax considerations, insurance review, estate and education planning, and implementation support.
The adviser follows a personalized, fiduciary process that begins with an initial interview to define goals and risk tolerance, then sets an asset allocation and monitors the plan on an ongoing basis. Investment implementation is primarily passive, using exchange‑traded funds, low‑cost mutual funds and occasional individual securities to achieve diversified exposure consistent with client objectives.
Distinctive features include the firm’s regular offering of educational workshops and customized presentations for employee groups, civic and non‑profit organizations that provide general personal finance and retirement topics without sales pitches. The firm also emphasizes a fee model centered on an annual advisory retainer rather than relying solely on a percentage‑of‑assets billing approach and states adherence to CFP Board ethical standards and a fiduciary duty.
Client services
Expertise
Fee options
Fixed fee financial planning consultation projects ranging from $3,000 to $12,000; fees for educational workshops are fixed and disclosed per event
Hourly rate of $300 per hour, billed in 15-minute increments for certain financial planning consultation projects
Minimum fee: Minimum annual fee of at least $5,000 for Wealth Management Investment Advisory Service Fee-only: Financial planning consultation services charged at fixed fees ranging from $3,000 to $12,000 or hourly at $300 per hour billed in 15-minute increments
Main office
5200 Willson Rd, Suite 150
Edina MN 55424-1300
Advisors at this office
1
Most active in
Minnesota
Also doing business as
Torchlight Advisors · Torchlight Advisors, LLC · Torchlight Financial
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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