Torchlight Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$48,247,962
Clients
53
26% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
53
HighAverage account size
$910,339
About
TorchLight Financial provides comprehensive wealth management and standalone financial planning to individual and high‑net‑worth clients, combining ongoing portfolio management with broad financial planning and consultation. The firm also offers customized educational workshops and presentations for employers and community groups; these sessions are educational in nature, may be sponsor‑paid or fee‑based, and do not involve product sales.
The firm’s investment process emphasizes asset allocation and long‑term, research‑driven portfolio construction, generally using low‑cost exchange‑traded funds and mutual funds to implement passive strategies tailored to each client’s goals, risk tolerance, and tax considerations. Advice is personalized and coordinated with other advisors as needed, with regular reviews and adjustments informed by public research, modeling tools, and client updates.
Distinctive aspects include the routine delivery of group financial‑education programs — an offering that is relatively uncommon among comparable independent advisors — and the firm’s use of a third‑party insurance platform to facilitate annuity placements because the firm itself is not insurance licensed. The registered fiduciary status and a CFP‑credentialed principal guide its practices, and the firm coordinates annuity or insurance solutions through the DPL/Johnstone platform when such products are appropriate for clients.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Fixed fee project cost ranging from $3,000 to $12,000 (Financial Planning Consultation Services)
$300 per hour, billed in 15-minute increments (Financial Planning Consultation Services)
Account minimum: $5,000 Minimum fee: Minimum annual fee of $5,000 for Wealth Management Investment Advisory Service Fee-only: Fixed annual fees ranging from $5,000 to $30,000 per year (Wealth Management Investment Advisory Service)
Main office location
Torchlight Financial
5201 Eden Avenue, Suite 300
Edina MN 55436, United States
Number of offices
1
Most active in
Torchlight Financial has reported serving >5 clients in these states in the last 12 months.
Minnesota
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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