Torrey Capital Investments

Torrey Capital Investments provides discretionary asset management to individuals, high-net-worth individuals and pension/profit-sharing plans, managing approximately $99.8 million in client assets across 231 client accounts. Services commonly include tailored portfolios of individual stocks and bonds, exchange-traded funds, mutual funds, options and other public and private securities, with clients required to execute a discretionary advisory agreement.

The firm’s investment process combines cyclical, fundamental and technical analysis and employs both long‑term and short‑term purchase strategies; accounts are reviewed at least quarterly and rebalanced as needed. Portfolios are described as individualized, but the brochure states the firm generally does not accept client‑imposed restrictions on specific securities or security types due to the operational complexity such limits create.

The brochure highlights an unusually high client load per advisor relative to independent peers, and the firm documents standardized procedures to support that workload, including custody and trade execution through Charles Schwab, quarterly account statements, and a pre‑clearing and personal trading compliance program. The firm has operated since 2005 as an S‑corporation, discloses active life and health insurance licenses (which it does not sell), and states it does not participate in wrap programs or charge performance‑based fees.