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Torrey Growth & Income Advisors, LLC

Updated today

Client AUM

$326,758,274

Clients

293

Advisors

5

across 3 offices

About

Torrey Growth & Income Advisors, LLC provides discretionary investment management and financial planning to individuals, high‑net‑worth clients, trusts, charitable organizations, and businesses, and also advises on retirement-plan rollover decisions. As of January 12, 2026, the firm reported $328,358,441 in assets under management and uses RightCapital® as its primary financial‑planning platform for delivering written plans and scenario analysis.

The firm constructs customized portfolios using a mix of fundamental and technical analysis, tactical asset allocation, and cash management, and may invest in equities, ETFs, fixed income, options, and private investments depending on client objectives. TGIA explicitly uses options strategies (covered calls, box spreads, cash‑secured puts), may employ margin borrowing and defensive hedging, and manages accounts to client‑specific risk profiles on a fully discretionary basis.

Compared with many peers, TGIA discloses that certain associated persons offer legal services in their individual capacities (with the firm noting it does not provide legal advice), operates a legacy wrap‑fee program no longer open to new clients, and pays solicitors referral fees under Rule 206(4)‑1. The firm also recently added private investments to its investable universe and notes that advisory fees on those investments are based on sponsor‑reported valuations, a point the brochure highlights as a valuation and conflict consideration.

Client services

Financial planning Portfolio management

Expertise

Private / alternative investments Options & derivatives strategies Concentrated stock management

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Fee options

Percentage

$0 - $1,000,000: 1.100% equity; 0.450% fixed-income; 0.60% private investments $1,000,001 - $5,000,000: 0.850% equity; 0.400% fixed-income; 0.55% private investments $5,000,001 - $10,000,000: 0.675% equity; 0.350% fixed-income; 0.45% private investments $10,000,001+: 0.500% equity; 0.275% fixed-income; 0.40% private investments

Project-based

$250 per hour for financial planning services

Other

Account minimum: $1,000,000

Main office

See office

1233 Camino Del Mar

Del Mar CA 92014

Advisors at this office

3

Most active in

California · District of Columbia · Florida · New Hampshire · New York · North Carolina · Texas · Washington

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Eden M

Series 65

Del Mar, CA

Torrey Growth & Income Advisors, LLC

Eden Morimoto is a financial advisor at Torrey Growth & Income Advisors, LLC with a Series 65 credential and one year of industry experience. Prior to joining the firm, Morimoto worked at Cortica Care and with the Department of Education in Madrid, Spain. Torrey Growth & Income Advisors provides discretionary investment management and financial planning to a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, and businesses. The firm utilizes a mix of fundamental and technical analysis, tactical asset allocation, and a range of investment vehicles, managing portfolios on a fully discretionary basis aligned with client-specific risk profiles.

Private / alternative investments Options & derivatives strategies Concentrated stock management
user avatar

Kian H

Series 65

Del Mar, CA

Torrey Growth & Income Advisors, LLC

Kian Hoover is a financial advisor at Torrey Growth & Income Advisors, LLC with one year of industry experience. He holds a Series 65 designation and began his career at Torrey Growth & Income Advisors in 2024 after completing his studies at the University of Oregon. Torrey Growth & Income Advisors primarily serves individual investors, including high-net-worth clients, as well as trusts, estates, charitable organizations, and businesses. The firm offers discretionary investment management and modular financial planning, utilizing both fundamental and technical analysis alongside tactical asset allocation and various equity, ETF, fixed-income, and options strategies.

Private / alternative investments Options & derivatives strategies Concentrated stock management
user avatar

Zealan H

Series 65

Washington, DC

Torrey Growth & Income Advisors, LLC

Zealan Hoover is a financial advisor at Torrey Growth & Income Advisors, LLC with a Series 65 credential and one year of industry experience. Prior to entering the financial advisory field, he worked at the U.S. Environmental Protection Agency and McKinsey & Company. He is also the owner of Impact Strategies, LLC, a consulting firm focused on climate, energy, and environmental matters. Torrey Growth & Income Advisors primarily serves individual investors, high-net-worth clients, trusts, estates, charitable organizations, and businesses. The firm provides discretionary investment management and modular financial planning services, employing both fundamental and technical analysis with an emphasis on tailored portfolio risk and asset allocation.

Private / alternative investments Options & derivatives strategies Concentrated stock management
user avatar

Sean P

Series 65

Charlotte, NC

Torrey Growth & Income Advisors, LLC

Sean Planchard is a financial advisor at Torrey Growth & Income Advisors, LLC with a Series 65 designation and one year of industry experience. Before joining Torrey Growth & Income Advisors, he worked at Fortress Private Ledger, LLC and has a background that includes roles at McKinsey & Company and Wyrick, Robbins, Yates & Ponton LLP. He is the founder and general partner of v96 Capital, a private investment firm, and serves as an outside advisor on the advisory board of Dealonomy, LLC, a tech-enabled business brokerage firm. Torrey Growth & Income Advisors serves individual investors, including high-net-worth clients, as well as trusts, estates, charitable organizations, and businesses. The firm provides discretionary investment management and modular financial planning, using both fundamental and technical analysis, tactical asset allocation, and a variety of investment instruments including equities, ETFs, fixed income, and options.

Private / alternative investments Options & derivatives strategies Concentrated stock management
user avatar

George H

Series 63, Series 65

Del Mar, CA

Torrey Growth & Income Advisors, LLC

George Hoover is a financial advisor with Torrey Growth & Income Advisors, LLC, holding Series 63 and Series 65 designations and bringing 20 years of industry experience. He has been with Torrey Growth & Income Advisors since 2006. Torrey Growth & Income Advisors primarily serves individual investors, including high-net-worth clients, as well as trusts, estates, charitable organizations, and businesses. The firm offers discretionary investment management and modular financial planning, employing both fundamental and technical analysis, tactical asset allocation, and various equity, ETF, fixed-income, and options strategies.

Private / alternative investments Options & derivatives strategies Concentrated stock management
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