Total Wealth
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About
Total Wealth provides investment advice and financial planning primarily to individual clients and small businesses, offering combined ongoing portfolio management with financial planning as well as one-time project-based plans. The firm manages about $20.8 million for a small client base and delivers written investment policy statements and regular portfolio monitoring.
The firm bases its portfolio work on Modern Portfolio Theory and generally favors passively managed mutual funds and ETFs, supplemented by annuities for income protection, using a long-term investment horizon and documented risk tolerances. Total Wealth prepares written or electronic financial plans and conducts annual or semi-annual reviews, and it may recommend third‑party investment managers when appropriate.
Distinctive features include ownership of affiliated entities that provide insurance, tax, and estate-planning services, and the firm discloses that the principal may receive commissions or other economic benefits from those affiliates, creating a potential conflict of interest. The firm is small and closely held, with a single principal supervising all activities supported by an associate, and it uses custodial relationships that provide adviser-program services and educational resources.
Client services
Expertise
Fee options
$1,500 to $20,000 for project-based financial planning; up to $6,000 annually for financial planning on accounts over $500,000, not exceeding 2% of account value
Under $500,000 - $500,000: 1.50% $500,000 - $1,000,000: 1.25% $1,000,000 - $3,000,000: 1.00% $3,000,000 - $5,000,000: 0.75% $5,000,000+: 0.50%
$250 per hour for financial planning services (used to calculate flat fee)
Main office
5550 Wild Rose Lane, Suite 400
West Des Moines IA 50266
Advisors at this office
2
Most active in
Iowa
Also doing business as
Total Wealth · Total Wealth, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Michael D
Series 65
West Des Moines, IA
Total Wealth
Michael Delzell is a financial advisor at Total Wealth with a Series 65 designation and one year of industry experience. Before joining Total Wealth, he held positions at Nikulski Financial, Inc. and worked in education and community services for several years. He has been involved with organizations including Morningside University and Blue Grass Lawns LLC. Total Wealth provides investment advice and financial planning primarily to individual clients and small businesses, combining ongoing portfolio management with one-time project-based plans. The firm follows Modern Portfolio Theory, favoring passively managed mutual funds and ETFs, and offers customized financial plans with regular reviews.
Logan Q
ChFC®, Series 65
West Des Moines, IA
Total Wealth
Logan Queck is a Chartered Financial Consultant (ChFC®) with 10 years of industry experience, currently serving as an advisor at Total Wealth. He has previously worked at Integrity Wealth Management LLC, Royal Fund Management, and other firms. Outside of advisory services, Mr. Queck owns Everything Insurance, a licensed insurance agency. Total Wealth provides investment advice and financial planning primarily to individual clients and small businesses, focusing on portfolio management combined with financial planning using a long-term, risk-tolerant approach based on Modern Portfolio Theory.
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