Total Wealth Partners

Total Wealth Partners is a registered investment adviser that provides discretionary portfolio management and retirement-account advice to individuals, high‑net‑worth individuals, trusts, and estates; the firm manages roughly $32.7 million for a small client base and is operated by two principals. Services include ongoing account supervision, financial planning coordination with other professionals, and implementation of customized investment strategies.

The firm builds client portfolios from defined “asset bands” that rely primarily on low‑cost ETFs but may also include individual stocks, bonds and options, and it employs both short‑ and long‑term approaches (and may use margin for liquidity) as appropriate to client goals. Total Wealth Partners acts as a fiduciary, monitors accounts on a continuous basis with formal reviews at least annually, and executes trades through a custodian designated by the client under discretionary authority.

Noteworthy features relative to many peers are that the firm sponsors a wrap‑fee program (described in Appendix 1) that bundles normal transaction and banking costs into its management offering, and it discloses an affiliation with another registered adviser that may refer clients to the firm. The advisor also maintains an institutional relationship with its recommended custodian that provides software and other economic benefits, and it makes performance results available in its materials — practices that are less common among similarly supported firms.