St. Augustine, FL Office

TQM Wealth Partners is a registered investment adviser that manages approximately $123.7 million in discretionary assets for roughly 65 clients, serving individuals (including high-net-worth clients) as well as small businesses, foundations, and charitable organizations. The firm offers comprehensive financial planning and portfolio management, delivered on both discretionary and non-discretionary bases and often combined to suit client needs.

The firm’s investment approach emphasizes a globally diversified, long-term discipline that mixes asset allocation with strategies such as Core+Satellite, Modern Portfolio Theory, and active management, drawing on fundamental, technical, charting, and cyclical analyses. It also provides specialized planning services—most notably family wealth planning that includes interviews, creation of family mission statements, and facilitated family meetings—and conducts periodic reviews and due diligence when recommending third‑party managers.

Notable distinctions in the brochure include the firm’s disclosure that it uses client endorsements and testimonials in its advertising, a practice uncommon among peers, and that it has recently applied for SEC registration. Additionally, a firm principal is a licensed independent insurance producer and the firm maintains a back‑office consolidated billing relationship (Asset Dedication) that can produce breakpoint discounts when assets are placed through that provider.