Trace Wealth Advisors

Trace Wealth Advisors provides discretionary portfolio management and financial planning to individuals, high‑net‑worth clients, charitable organizations and corporate clients, and also offers access to LPL Financial’s Manager Select separately managed account program. The firm acts as a wrap fee program sponsor and primarily implements strategies using mutual funds and exchange‑traded funds.

Trace Wealth delivers tailored, discretionary advice and written financial plans that can include estate and trustee oversight, integrated tax considerations, family philanthropy and lifestyle planning, and relies on methods such as fundamental analysis and diversified portfolio construction. Trades and custody are executed through LPL Financial, and the firm discloses that some strategies may employ borrowing or margin within managed accounts.

Distinctive features for a firm of this size include an unusually high amount of assets managed per advisor, its sponsorship of a wrap fee program, and an explicit practice of permitting borrowing in separately managed accounts — all characteristics that are statistically uncommon among peers. The brochure also discloses a time‑based forgivable loan and other indirect economic benefits from LPL, together with firm personnel serving as trustees for certain client relationships, items that present particular governance and custody considerations.