Parker, CO Office
TeamData sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Transamerica Retirement Advisors, LLC
Enterprise
Firm-wide stats for Transamerica Retirement Advisors, LLC
About
Transamerica Retirement Advisors (TRA) serves participants in employer‑sponsored retirement plans and IRA owners through programs called Managed Advice, Advisor Managed Advice (AMA), and Today’s Advice, and it also provides investment education services via Retirement Plan Consultants and phone‑based Transamerica Advice Center (TAC) advisors. These services focus on asset allocation, contribution rate and retirement age guidance, and offer both implemented managed portfolios and non‑discretionary, view‑only recommendations depending on the program.
TRA’s advice and portfolio construction rely heavily on Morningstar Investment Management as the Independent Financial Expert, which supplies the proprietary software, model asset allocations, and ongoing portfolio oversight used in Managed Advice and Today’s Advice; AMA similarly incorporates third‑party advisers for model construction in some plans. Morningstar’s engine personalizes allocations by blending accumulation and decumulation portfolios and incorporates concepts such as “human capital” and retirement spend‑down modeling, while Today’s Advice remains point‑in‑time and non‑discretionary.
The firm operates at scale with roughly 212,700 clients and 301 advisors, resulting in a high client‑to‑advisor ratio and a notably large share of non‑discretionary assets (approximately $10.829 billion non‑discretionary vs. $7.999 billion discretionary), and the brochure discloses that TRA does not target high‑net‑worth or corporate clients nor offer standalone financial planning in these programs. TRA is part of a broader Transamerica/AEGON group and uses affiliated recordkeeping, brokerage, and insurance channels (with compensation and referral arrangements for TAC advisors, RPCs, and other wholesalers), and the firm disclosed an SEC order in 2025 related to prior disclosure shortcomings and a related $2.9 million penalty.
Expertise
Location
Parker CO
Advisors at this office
4
Advisors at this office
Matthew K
Series 65, Series 63
Parker, CO
Transamerica Retirement Advisors, LLC
Matthew Karp is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. He has worked with Transamerica Life Insurance Company and Transamerica Investors Securities Corporation since 2019, and prior to that was with OppenheimerFunds Distributor, Inc. from 2016 to 2018. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm uses proprietary software and model portfolios from Morningstar Investment Management and focuses primarily on asset allocation, contribution guidance, and retirement planning strategies.
Michele H
Series 63, Series 65
Parker, CO
Transamerica Retirement Advisors, LLC
Michele Hefner is a financial advisor at Transamerica Retirement Advisors, LLC with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with Diversified Investment Advisors and Diversified Investors Securities Corp. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs and investment education services. The firm’s approach relies on Morningstar Investment Management for portfolio construction and oversight, offering a mix of discretionary and non-discretionary investment recommendations.
Michael B
Series 63, Series 66
Parker, CO
Transamerica Retirement Advisors, LLC
Michael Beck is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior work includes roles at Charles Schwab, TIAA, and Fidelity Brokerage Services. He is also an independent real estate agent working outside of the investment industry. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed advice and investment education focused on asset allocation, contribution rates, and retirement timing. The firm uses proprietary tools from Morningstar Investment Management and operates at scale with a high client-to-advisor ratio, offering primarily non-discretionary investment services.
Robin L
Series 63, Series 65
Parker, CO
Transamerica Retirement Advisors, LLC
Robin Lilly is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses. Lilly has one year of industry experience and previously operated a deli business for 14 years. Prior to joining Transamerica Retirement Advisors, Lilly worked at Transamerica Life Insurance Company. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners with advisory programs focused on asset allocation, contribution guidance, and retirement planning. The firm emphasizes technology-driven portfolio construction supported by Morningstar Investment Management and manages a large client base through both discretionary and non-discretionary services.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)