A complete list of active advisors currently associated with Transparent Wealth Solutions

Warmer can help you find a great advisor at Transparent Wealth Solutions or one who fits your needs even better.

Transparent Wealth Solutions is a registered investment adviser that offers fee‑only financial planning, coaching, and advisory services to individuals and families, covering retirement planning, estate plan review, budgeting, debt management, and investment plan analysis. The firm reported $0 in discretionary and non‑discretionary assets under management as of March 28, 2025. The firm’s approach emphasizes comprehensive cash‑flow analysis and risk management combined with both fundamental and technical security analysis, and typically implements long‑term, diversified strategies that may include passive index funds or ETFs. Services are billed via flat fees, tiered quarterly plans, or hourly rates rather than percentage‑of‑assets; the firm does not charge performance‑based fees. Compared with many peers in the investment manager category, the brochure discloses the principal’s affiliation with an unaffiliated real estate brokerage and operation of an online market‑commentary blog, activities outside the advisory engagement. The firm uses a digital custodian and reporting platform (Altruist), does not take custody of client assets, and conducts scheduled reviews (quarterly or weekly) which together create an operational profile that differs from managers focused on pooled or institutional mandates.

To learn more about the advisors currently working at Transparent Wealth Solutions, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Mark Rizzotti	Matawan, NJ	1

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence. Show more

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained Get to know your advisors' credentials, history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation. Show more

We review transparently

Get to know your advisors' credentials, history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you. Show more

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you.

Our ongoing support