Tributaries Financial Planning LLC
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About
Tributaries Financial Planning LLC is a fee‑only advisory firm that provides financial planning and discretionary investment management to individuals, high‑net‑worth clients, charitable organizations, and businesses. Its services include ongoing and project‑based financial planning, portfolio construction and management across stocks, bonds, mutual funds and ETFs, and public educational seminars and speaking engagements.
The firm tailors investment policy and asset allocation to each client’s goals, time horizon, and risk tolerance, drawing on a mix of passive and active strategies and methods such as fundamental, technical, and cyclical analysis. It offers discretionary trading authority for managed accounts and can incorporate client‑requested restrictions and socially responsible investing screens into portfolios.
Distinctive aspects relative to peers include a measurable emphasis on client education through seminars and speaking engagements and a broader array of billing options — including fixed‑fee planning, project‑based or hourly arrangements in addition to asset‑based management. Registered in 2025 and in an early stage of operations, the firm currently reports no assets under management and does not serve as a private fund adviser.
Client services
Expertise
Occupation focus
Fee options
Project-Based Financial Planning fixed fees range from $250 to $5,000; Educational seminars fees range from $0 to $250 per participant
$0 - $59,999: $25 per month (minimum fee) $60,000 - $250,000: 0.50% $250,001 - $999,999: 0.75% $1,000,000 - $2,499,999: 1.00% $2,500,000 - $4,999,999: 0.75% $5,000,000+: 0.50%
$150 per hour for project-based financial planning
Ongoing Financial Planning monthly fees range from $75 to $1,000, paid monthly in advance
Minimum fee: $25 per month for accounts under $60,000 Fee-only: Ongoing Financial Planning: $75 to $1,000 per month, paid monthly in advance; Project-Based Financial Planning: fixed fees $250 to $5,000 or hourly rate $150/hour
Main office
Biddeford ME
Advisors at this office
1
Most active in
Maine
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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