Trica Wealth Planning, LLC

Trica Wealth Planning, LLC provides portfolio management, pension consulting for retirement and employee benefit plans (including 401(k) plans), and financial planning. While the firm’s services are described for individuals and high‑net‑worth clients, its brochure specifically details consulting for pension and profit‑sharing plans, including manager recommendations and written pension plan creation.

The firm’s investment approach uses Modern Portfolio Theory with a long‑term trading orientation and a preference for exchange‑traded funds, supplemented by mutual funds, fixed income securities and annuities; client objectives and risk tolerances are documented in an Investment Policy Statement and most accounts are managed on a discretionary basis. It treats retirement account advice under a fiduciary standard and describes policies intended to allocate investment opportunities fairly among clients over time.

Notable differences from many peers include the explicit pension consulting practice—developing plan documentation, monitoring money managers, and advising on plan service providers—which is relatively uncommon for firms in this category, and an affiliation with insurance activities: supervised persons are licensed insurance agents who may receive commissions for insurance product sales, a conflict the firm discloses and says it manages. The brochure also notes the firm is newly formed and reports no assets under management, requires use of a specific custodian (Fidelity), and does not aggregate block trades, features that may be relevant to prospective institutional or pooled vehicle clients.