Trinity Asset Management Co.

Trinity Asset Management Corporation provides discretionary asset management, retirement plan consulting, and portfolio monitoring for individuals (including high-net-worth clients), trusts, pension and profit-sharing plans, and other business entities. The firm constructs individualized portfolios using equities, fixed income, ETFs, options and other public and private securities, and it also offers participant education and periodic plan review for retirement-plan clients.

The firm’s investment approach blends passive, index-based allocations with active trading and security selection, drawing on fundamental, technical, quantitative and cyclical analysis to inform decisions. The brochure discloses that the firm may use margin borrowing in client accounts and bills advisory fees on securities purchased on margin, a practice it identifies as creating a financial incentive to employ leverage.

Distinctive items in the brochure include a Consent Order dated June 7, 2023, under which the firm refunded $15,393.18 to affected clients and paid a $5,000 penalty for charging advisory fees inconsistent with client agreements. The firm also operates on Fidelity’s institutional platform and routinely requests clients establish accounts there, and it recently reported a material change (filed March 25, 2025) that it no longer makes adjustments for deposits and withdrawals during the quarter.