Miami, FL Office

Trio Wealth Management is a fee-only, SEC-registered advisory firm that serves individual and high‑net‑worth clients with discretionary investment management and comprehensive financial planning. Its services include ongoing and project-based financial planning across areas such as retirement, estate, tax strategies, cash flow and business planning, along with portfolio management and the option to allocate assets to independent third‑party managers.

The firm’s investment approach is grounded in modern portfolio theory and emphasizes strategic asset allocation, diversification, and a blend of passive and active vehicles; fund and ETF selection is based on factors such as underlying holdings, tax efficiency, and liquidity. For certain mandates TWM delegates day‑to‑day management to Independent Managers while retaining supervisory oversight, and it has arrangements to utilize large institutional managers (including BlackRock and J.P. Morgan) for specific bond and equity strategies.

What is distinctive about Trio relative to many peers is its active offering of educational seminars and speaking engagements for groups and organizations—delivered virtually or in person and presented as general, non‑individualized education. The firm also combines flexible planning engagements (ongoing or project‑based) with a model that integrates institutional custodial platforms and third‑party managers, allowing internal oversight alongside externally managed strategies.