TRJ Wealth Management, Inc.

TRJ Wealth Management provides investment advisory services to individuals, trusts, estates, pension and profit‑sharing plans, and corporate clients, managing a small client base and roughly $2.4 million in reported client assets. Its services include developing investment policy statements, strategic asset allocation and portfolio construction, ongoing investment management, and coordination with unaffiliated money managers through managed account programs.

The firm typically implements client strategies by recommending program sponsors or sub‑advisors and then overseeing those third‑party managers rather than acting as the primary discretionary manager; client engagements emphasize documented objectives, periodic rebalancing and at least annual formal reviews. Clients direct custodians for execution and custody, TRJ discloses it does not take custody itself, does not participate in soft‑dollar arrangements, and provides standard risk disclosures about potential loss and lack of guaranteed returns.

Noteworthy distinctions in this ADV include that the firm reported no discretionary assets under management and relies materially on managed account programs and third‑party money managers while providing oversight—an arrangement that is less common for advisory firms of this scale. The firm’s principal also has an unrelated wellness business described in the ADV and the adviser operates as a state‑registered Nebraska firm with a long operating history, details prospective clients may consider alongside its small client footprint.