True Worth Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
True Worth Financial Planning provides financial planning and portfolio management primarily to individual and high-net-worth clients. Services include project-based plans, ongoing comprehensive planning, hourly engagements, and the use of third‑party managers for portfolio implementation; the firm also offers fee-based online educational courses and content.
The firm relies on third‑party managers for execution and assists clients in selecting allocation models, completing investor‑profile questionnaires, and periodically reviewing outside managers. TWFP reports no discretionary assets and approximately $25 million in non‑discretionary assets under management, so most client accounts remain under client or outside‑manager control rather than the adviser’s discretionary authority.
Noteworthy aspects of the firm include its provision of educational seminars and paid online courses, and a Certified Divorce Financial Analyst (CDFA®) credential that supports divorce‑related financial planning and occasional expert witness work. The brochure discloses policies to address conflicts that can arise when divorce clients later consider ongoing advisory relationships and describes specific procedures for due diligence and monitoring of recommended outside managers.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Project-Based Financial Planning fixed fee ranging from $500 to $5,000, negotiable; upfront portion $250 to $2,500; ongoing monthly fees $150 to $600
Under $500,000 - $499,999: 1.00% $500,000 - $1,999,999: 0.7% $2,000,000+: 0.5%
$300 per hour for financial planning engagements, negotiable in certain cases
Fee-only: Hourly rate of $300 per hour
Main office
Granite Bay CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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