Truman Wealth Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$92,604,221
Clients
96
Advisors
3
across 3 offices
About
Truman Wealth Advisors is a small SEC‑registered advisory firm managing roughly $106 million for about 96 clients through a three‑advisor team. It offers discretionary and non‑discretionary investment management, financial planning and consulting, independent third‑party manager solutions, and retirement‑plan fiduciary and administrative services for individual and high‑net‑worth clients, multi‑generational families, and institutional plan sponsors.
The firm emphasizes diversified portfolios built primarily from mutual funds, ETFs, U.S. Treasuries, and municipal bonds and employs strategic and tactical asset‑allocation, long‑term holding, and value‑oriented strategies while considering alternatives or ESG/SIS approaches when requested. Truman Wealth integrates third‑party tools into its client process — including a risk‑profiling tool (Nitrogen), eMoney reporting, Advyzon for account administration, and a held‑away platform to monitor or rebalance employer‑sponsored and other external accounts.
Compared with many supported peers, Truman Wealth discloses the use of client testimonials in its advertising, which it notes as part of its outreach and is uncommon among similar firms. It also integrates optional third‑party tax‑planning (Holistiplan) and explicit legacy‑position management and held‑away account workflows into its service mix, reflecting a broader technology‑assisted planning and implementation approach than is typical for firms of its size.
Client services
Expertise
Fee options
Consulting services initial consultation fee starts at $1,500; ongoing consulting services start at $7,500 annually, fees vary based on scope and complexity
Maximum annual advisory fee is 2.00%, prorated and charged quarterly in advance or monthly in arrears
Main office
See office411 N. College Avenue, Suite 201
Columbia MO 65201
Advisors at this office
1
Offices (3)
Most active in
Illinois · Minnesota · Missouri · Tennessee · Texas
Also doing business as
Truman Wealth Advisors · Truman Wealth Advisors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Melinda M
CFP®, ChFC®, Series 65
Columbia, MO
Truman Wealth Advisors
Melinda Mc Cubbin is a CFP®, ChFC®, and Series 65-licensed financial advisor with seven years of industry experience. She has worked at Equita Financial Network, Inc. and Shelter Mutual Insurance Company before joining Truman Wealth Advisors, where she has been since 2018. Truman Wealth Advisors provides investment management, financial planning, consulting, and retirement services to individuals, families, retirement plans, corporations, and charitable foundations. The firm emphasizes diversified asset allocation using mutual funds, ETFs, government and municipal debt, and cash equivalents, and offers services that include legacy position management and third-party manager engagement.
Ellen O
CFP®, Series 66
St. Paul, MN
Truman Wealth Advisors
Ellen Osthus is a CFP® and holds a Series 66 license with 14 years of industry experience. She is currently with Truman Wealth Advisors, where she has worked since 2023. Her prior experience includes roles at Equita Financial Network, Feathered Paddle Wealth Partners, Access Financial Services, and BGM Wealth Partners. Truman Wealth Advisors offers investment management, financial planning, and consulting services to individuals, high-net-worth families, retirement plans, corporations, and charitable foundations. The firm emphasizes diversified asset allocation and incorporates third-party tools to support risk profiling, account management, financial planning, and reporting.
Maria H
CFP®, Series 65
Nashville, TN
Truman Wealth Advisors
Maria Hernandez Huerta is a CFP® and Series 65-licensed advisor at Truman Wealth Advisors with seven years of industry experience. She has worked at firms including Coats Financial Planning and Hilliard Lyons. In addition to her advisory role, she teaches an Investment Planning course at Bellarmine University through Kaplan North America, LLC. Truman Wealth Advisors is a small SEC-registered firm managing approximately $106 million for nearly 100 clients. The firm serves individual and high-net-worth clients, multi-generational families, and institutional plan sponsors with diversified portfolios and a technology-assisted planning approach that includes discretionary and non-discretionary investment management, financial planning, and fiduciary services.
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