TruNorth Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$300,823,951
Clients
439
Advisors
3
of 6 employees
About
truNorth Financial Services, Inc. provides discretionary investment management and financial planning to individuals — including high‑net‑worth clients — as well as trusts, foundations, and business entities; the firm reports roughly $309 million in discretionary assets under management across a three‑advisor team and about 439 client relationships. Core services described in the brochure include portfolio management, retirement rollover advice, and financial planning or consulting delivered on a fixed‑fee or hourly basis.
The firm follows a conservative, diversified asset‑allocation framework driven by a client‑specific Investment Policy Statement and risk questionnaire, with tactical deviations allowed to capture short‑term opportunities; portfolios emphasize mutual funds and ETFs, with individual equities and bonds used when appropriate. Investment decisions are supported by both fundamental and technical analysis and by outside research resources, including corporate rating services and custodian research tools.
What distinguishes truNorth from many peers is its regular client communications and education: the brochure notes the occasional distribution of articles or newsletters and that the firm hosts educational seminars and workshops for clients and prospects, with informational materials available via its ADV and website. The firm is owner‑managed, operates with a small single‑office team that at times uses interns, recommends Fidelity and Schwab as custodians, manages accounts on a discretionary basis, and does not vote client proxies.
Client services
Expertise
Fee options
Fixed financial planning and consulting fees ranging from $100 to $5,000
$0 - $999,999: 1.00% $1,000,000 - $2,000,000: 0.80% $2,000,000 - $4,000,000: 0.60% $4,000,000 - $7,000,000: 0.50% $7,000,000 - $20,000,000: 0.45% $20,000,000+: 0.35%
Up to $250 per hour for financial planning and consulting services
Minimum fee: One-time initial setup fee ranging from $250 to $500 (may be waived at discretion) Fee-only: Financial planning and consulting fees: fixed fees ranging from $100 to $5,000 or hourly fees up to $250 per hour
Main office
425 Phoenix Drive
Chambersburg PA 17201
Advisors at this office
3
Most active in
Colorado · Maryland · North Carolina · Pennsylvania · South Carolina · Texas
Also doing business as
Thomas Cleveland Tucker · Trunorth Financial Services, Inc. · Tucker Financial Services, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Noah E
Series 65
Chambersburg, PA
TruNorth Financial Services, Inc.
Noah Eshenaur is a financial advisor at TruNorth Financial Services, Inc. with a Series 65 designation and three years of industry experience. Prior to joining TruNorth, he worked in various roles including positions at Shippensburg University and Tuscarora Intermediate Unit 11. TruNorth Financial Services provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, foundations, and business entities. The firm uses a conservative, diversified investment approach with portfolios constructed primarily of mutual funds and ETFs, supplemented by individual equities and fixed-income securities when appropriate.
Kristin R
Series 65
Chambersburg, PA
TruNorth Financial Services, Inc.
Kristin Ramsay is a financial advisor at truNorth Financial Services, Inc. with a Series 65 credential and three years of industry experience. She previously worked at Orrstown Bank for eight years before joining truNorth Financial Services in 2019. Outside of advising, she is a minority owner of a coffee roasting and coffee shop business called Denim Coffee Company. truNorth Financial Services provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, foundations, and business entities. The firm employs a conservative, diversified investment approach, constructing portfolios primarily with mutual funds and ETFs while offering retirement rollover guidance and consulting services.
Christopher J
Series 65
Chambersburg, PA
TruNorth Financial Services, Inc.
Christopher Jackson is a financial advisor at TruNorth Financial Services, Inc. in Chambersburg, PA, holding a Series 65 designation with 11 years of industry experience. He previously worked at PNC Wealth Management and Tucker Financial Services. Outside of his advisory role, Jackson is active in community and educational organizations, serving as chairperson of the Shippensburg University Finance Advisory Council and president of University Community Ministries. TruNorth Financial Services provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, foundations, and business entities. The firm employs a conservative, diversified investment approach with portfolios primarily consisting of mutual funds and ETFs, managing accounts on a discretionary basis guided by client risk tolerance and an Investment Policy Statement.
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