Turnstone Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Turnstone Financial advises individuals, high-net-worth clients, and charitable organizations, providing manager selection and supervision, portfolio monitoring, and related advisory services. The firm places client assets with third-party investment advisers and also offers account-monitoring and trustee-related services through an affiliated trust representative office.
Investment advice is delivered via a manager-of-managers model that applies modern portfolio theory and a long-term investment horizon, while giving selected subadvisers day-to-day trading discretion. Portfolios may include mutual funds, equities, fixed income, ETFs (including precious-metal ETFs), non‑U.S. securities and selected non‑marketable assets, and client plans are tailored around risk tolerance, family dynamics and cash‑flow needs.
Noteworthy features include a requirement that clients use specific custodians (National Advisors Trust Company and Reliance Trust Company), a minority ownership stake in National Advisors Trust, and an affiliation with Turnstone Private Trust that can involve shared trustee services—relationships the firm discloses as potential conflicts. The firm operates without an account minimum, typically does not execute trades directly but selects and monitors subadvisers (currently allocating to Carnegie Investment Counsel), and applies negotiated flat fees for non‑marketable assets and tax‑preparation fees for managed and trust accounts, distinguishing its manager‑selection focus from many peers.
Client services
Expertise
Fee options
Negotiated flat fee per non-marketable asset (e.g., notes, real estate, life insurance) charged in arrears.
$0 - $2,000,000: 1.00% $2,000,001 - $4,000,000: 0.75% $4,000,001 - $6,000,000: 0.60% $6,000,001+: 0.45%
Minimum fee: Tax preparation fees: $75 annual fee for non-trust accounts; trust account tax prep fees vary based on tax provider charges.
Main office
220 West Main Street
Troy OH 45373
Advisors at this office
1
Most active in
Nebraska · Ohio
Also doing business as
Kleptz, Thomas J · Onetrust Financial Asset Management · Ot Financial · Ot Financial Dba Onetrust Financial Asset Management · Ot Financial, LLC · Turnstone Financial
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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