Turtle Creek Wealthcare
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Turtle Creek WealthCare is a small, independent registered investment adviser that provides financial planning and wealth-management services to individuals, trusts, and other entities. The firm offers flat-fee planning engagements, percentage-of-assets advisory arrangements, and a lower-cost investment-management-only option for clients who do not require full-service planning.
The firm’s advisory work is built around the patented WEALTHCARE planning system, which it uses for roughly 95% of client plans and which employs Monte Carlo and proprietary historical-simulation tools to quantify a client’s “comfort zone” and goal confidence. Investment recommendations emphasize tax-efficient, broadly diversified indexed ETFs and a focus on limiting unnecessary risk and controllable costs.
Rather than directly managing the bulk of client assets in-house, Turtle Creek typically recommends and coordinates SEC‑registered third‑party discretionary managers and serves as a sub‑adviser and ongoing monitor; as of February 2026 the firm reported $530,000 managed non‑discretionarily versus $60.2 million co‑advised and managed by recommended third parties. The combination of a patented, simulation‑driven planning platform and a sub‑advisory model, along with a stated avoidance of active manager reliance, differentiates the firm from many similarly sized independents.
Client services
Expertise
Fee options
Financial planning/advisory fees generally range from $750 to $5,000 for initial and ongoing engagements
$0 - $500,000: 1.35% $500,001 - $1,000,000: 1.05% $1,000,001 - $4,000,000: 0.75% $4,000,001+: 0.50%
Annual retainer engagement fees payable quarterly in advance
Account minimum: $150,000 Minimum fee: Minimum fee for financial planning services is $750 Fee-only: Flat fees for financial planning generally ranging from $750 to $5,000; ongoing retainer engagements payable quarterly in advance
Main office
Dallas TX
Advisors at this office
1
Most active in
Pennsylvania · Texas
Also doing business as
Turtle Creek Advisors, Inc · Turtle Creek Wealthcare · Turtle Creek Wealthcare, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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