Two Trails Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides comprehensive financial planning and discretionary investment management to individuals and high-net-worth clients, offering both one-time project-based plans and ongoing wealth management. It operates as a fee-only registered adviser and does not accept commissions or performance-based compensation.
Investment advice is delivered through proprietary, calibrated portfolio models and model portfolios that are blended to align with each client’s risk tolerance, time horizon, and tax considerations, using a mix of passive and active funds with periodic rebalancing and tactical adjustments. The firm will construct values-based (ESG/socially conscious) portfolios at client request and permits reasonable, written client-imposed restrictions on securities or sectors.
Noteworthy for a solo advisor practice, the firm manages roughly $40.9 million in discretionary assets for a small client roster and does not charge percentage-of-AUM fees, instead relying on fixed, project, and hourly fee arrangements. The brochure also discloses formal use of approved AI tools for administrative and drafting support under an internal data-handling policy with human review, and it documents custodial safeguards including the handling of third‑party standing letters of authorization.
Client services
Expertise
Occupation focus
Fee options
Fixed fees from $3,000 to $20,000 depending on service
$350 per hour for Project-Based Financial Planning
Fee-only: Fixed fees ranging from $3,000 to $20,000; Hourly rate $350
Main office
Oak Park IL
Advisors at this office
1
Most active in
California · Colorado · Illinois · Louisiana · Texas
Also doing business as
Two Trails Financial Planning · Two Trails Financial Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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