McAllen, TX South 10th Street Office

Carlos Lozano is a financial advisor at UBS Financial Services with 35 years of industry experience. He has been with UBS and its related entities since 2001. Outside of his advisory work, Lozano is involved in real estate through his roles with Neptune Enterprises LLC and Blue Stellar Enterprises, LLC. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Veronica Delgado is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds Series 63 and Series 65 designations and has worked at UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to client goals.

Roberto Ruiz is a financial advisor with UBS Financial Services in McAllen, TX, holding a Series 66 designation and 24 years of industry experience. He has worked at UBS since 2014 and also owns RR Platinum Investments LLC, a separate real estate business. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management offerings tailored using proprietary research and model-based asset allocations.

Antonio Correa Jr. is a financial advisor with UBS Financial Services in McAllen, TX, holding a Series 66 designation and 12 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment solutions.

Sarahly Ramos is a financial advisor at UBS Financial Services with 13 years of industry experience. She has been with UBS since 2014 and holds the Series 66 designation. Outside of her advisory work, she manages administrative responsibilities for The Wash Crew Exterior Cleaning, a business she has been involved with since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and a broad range of capital markets services.

Manuel Heredia is a financial advisor with UBS Financial Services in McAllen, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked with UBS since 2014 and previously with Chase Investment Services Corp. from 2004 to 2012. Outside of his advisory role, he is involved in real estate through several entities that manage property sales and rentals. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory products, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and supports its advisors with proprietary research and capital market insights.

Lorena Garza is a Series 66-licensed financial advisor at UBS Financial Services with 23 years of industry experience. She has worked at UBS in two periods, from 2014 to 2021 and from 2022 to present, and also spent a year at TRB Wealth Management. Outside of her advisory role, she holds ownership interests in several real estate holding companies, with management delegated to family members. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides research-driven, model-based investment strategies tailored to client goals.

Monica Castellano is a financial advisor at UBS Financial Services with 2 years of industry experience. She holds a Series 66 designation and previously worked in education with McAllen ISD and PSJA ISD for a combined 12 years. Monica is based in McAllen, TX. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates proprietary research and institutional trading capabilities with wealth management to provide tailored financial solutions.

Nydia Vazquez is a financial advisor with UBS Financial Services in McAllen, TX, holding a Series 66 designation and 23 years of industry experience. She has been with UBS Financial Services since 2010 and also maintains a role with UBS International Inc. since 2007. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and delivers advisory work through a network of advisors using proprietary research and model-based asset allocations.