Ponte Vedra Beach, FL North Highway A1 A Office

John W. Grannis is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked at UBS since 2011. Outside of his advisory role, he serves as Fleet Captain and a member of the Board of Directors at the St. Augustine Yacht Club, where he is involved in sailing program safety and long-term planning. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

David Childers Jr. is a financial advisor at UBS Financial Services with 52 years of industry experience and holds the Series 63 designation. He has been with UBS since 2002. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Nicholas Buglisi is a financial advisor at UBS Financial Services with 19 years of industry experience. He has previously worked at Bank of America, Merrill, and Axa Advisors, LLC. Outside of his advisory role, he is the sole proprietor of NLB Enterprises, Inc. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Alexander Awad is a financial advisor at UBS Financial Services with seven years of industry experience. He previously worked at CITIGROUP from 2018 to 2021 and has held positions related to Case Western Reserve University and UBS Private Wealth Management earlier in his career. He holds Series 63 and Series 66 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a variety of capital markets and lending programs.

Jason Hiebenthal is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL. He holds a Series 66 designation and has six years of industry experience. Prior to joining UBS in 2026, he was with Bank of America and Merrill from 2019 to 2026, and CACI from 2015 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

John Piraneo is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients with a combination of brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management through proprietary research and asset allocation models.

Iris Bonet is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL, holding Series 63 and Series 66 credentials and having eight years of industry experience. She previously worked at Fidelity Brokerage Services, Advocacy Wealth Management, and Merrill. Outside of finance, she owns and operates a photography business and is active in music production and performance. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

James Rimmel is a financial advisor at UBS Financial Services with 31 years of industry experience, including 29 years at UBS. He holds Series 63 and Series 65 licenses. Rimmel serves on the board of directors for Light of Life Rescue Mission, a nonprofit assisting families facing homelessness, poverty, and addiction. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Mauricio Alvarez is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 2008 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor investment strategies for clients.

Nancy Y. Ratliff is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL. She holds Series 63 and Series 65 licenses and has 34 years of industry experience, including 13 years at UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining proprietary capital market assumptions, model-based asset allocations, and research to tailor financial plans to clients’ goals and risk tolerances. The firm operates as a broker-dealer, investment adviser, and futures commission merchant, integrating institutional trading capabilities with wealth management services.

Michael Tylka is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill for 11 years. Located in Ponte Vedra Beach, FL, he joined UBS in 2025. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research, custody, underwriting, and capital markets solutions through its platform.

Marc Lundgren is a financial advisor with UBS Financial Services in Ponte Vedra, FL, holding a Series 66 designation and 24 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he serves as trustee of a family trust that holds a property in Greenwich, CT, and is set to become co-owner upon a future inheritance. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets products through a comprehensive platform.

Martin Topol is a financial advisor with UBS Financial Services, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Cetera, Regions Bank, and Wells Fargo, where he worked across wealth advisory and clearing services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research with a range of portfolio management and financial planning services. The firm integrates institutional trading capabilities with wealth management to provide a broad set of financial solutions.

Francis Divito is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers proprietary research and affiliated banking programs.

James Cargill is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL, holding Series 63 and Series 65 credentials and eight years of industry experience. He previously worked at Bank of America, Merrill, Bankers Life & Casualty, and Bankers Life Securities. Outside of his advisory role, Cargill is involved in live entertainment as a singer and serves as a managing member of a company that books live performance engagements. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans according to clients’ goals and risk tolerances.