Richmond, VA East Byrd Street Office

Dhanya Patel is a financial advisor with UBS Financial Services in Richmond, VA. She holds a Series 66 designation and has been in the industry since 2024, with prior experience at Nasdaq Dorsey Wright and several educational institutions. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored to clients' goals and risk tolerances.

Ashley Costanzo is a financial advisor with UBS Financial Services in Richmond, VA, holding Series 63 and Series 66 designations and with 10 years of industry experience. She has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides proprietary research and a broad range of capital markets services.

Gregory Jastrzemski is a financial advisor with UBS Financial Services in Richmond, VA. He holds a Series 66 designation and has 13 years of industry experience, including 14 years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor plans and portfolio management to clients’ goals and risk tolerances.

Scott Garnett is a financial advisor with UBS Financial Services in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at UBS and its predecessor, PaineWebber Incorporated, since 1998. Outside of his advisory role, Garnett is a manager of an operating farm through Beardog LLC and serves on the board of directors for Reservoir Distillery, a private company. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor client plans. The firm integrates institutional trading capabilities with wealth management and offers a broad range of advisory and capital markets services.

Richard Garnett is a financial advisor at UBS Financial Services with a Series 66 designation and two years of industry experience. His prior roles include positions at Pennsylvania State University, Southern Brick, and Collegiate School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and manages a range of services including portfolio management, financial planning, and capital markets activities.

Michael Rafferty is a financial advisor with UBS Financial Services in Richmond, VA. He holds a Series 66 designation and has three years of industry experience. Prior to joining UBS in 2021, he worked at Edelman Financial Engines for five years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial planning and portfolio management.

William Warren is a financial advisor at UBS Financial Services with 10 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill for six years. Warren serves as Chairman Elect of the Richmond Chapter of Ducks Unlimited, where he helps lead fundraising efforts for waterfowl conservation in the Richmond, VA area. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans according to clients’ goals and risk tolerances.

John Green is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill Lynch. He serves on the investment committee of Willow Oaks Country Club and is a member of the board of directors and finance and investment committee at Saint Mary’s Ryken High School. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Frederick Dunning is a financial advisor at UBS Financial Services with 29 years of industry experience, all of which he has spent at UBS. He holds the Series 63 and Series 65 licenses and is based in Richmond, VA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Paul Higgins is a financial advisor with UBS Financial Services in Richmond, VA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with UBS since 2007. Outside of his advisory role, Higgins has served on the board of a historic movie theatre and held leadership roles in local charitable organizations including the Boy Scouts of America and several foundations focused on community development in the Roanoke region. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm operates across multiple capacities including brokerage, investment advisory, futures commission merchant activities, and capital markets services.

Jillian Prillaman is a Series 66-licensed financial advisor at UBS Financial Services with six years of industry experience. She has worked at UBS since 2020 and previously held positions at Northeast Construction Inc., Sam Miller's, and Jefferson Properties. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets, custody, and research resources.

Dragan Uzelac is a financial advisor at UBS Financial Services with nine years of industry experience. He holds the Series 66 designation and has worked at UBS since 2018, following roles at Merrill and Bank of America. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management, offering a broad range of services supported by proprietary research and capital markets expertise.

George Krohn IV is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, N.A., and UBS since 2013. Based in Richmond, VA, Krohn has spent the past four years at UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, providing access to proprietary research and a variety of capital markets and lending solutions.

Daniel Scott is a financial advisor with UBS Financial Services in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has been with UBS and its predecessor, Painewebber Incorporated, since 1990. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and relies on proprietary research and model-based asset allocations to tailor client solutions.

David Shannon is a Series 66-credentialed financial advisor at UBS Financial Services with 16 years of industry experience. He has worked at UBS since 2017 and previously spent eight years at Merrill. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.