Unified Retirement Planning Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Unified Retirement Planning Group provides retirement-focused financial planning and discretionary portfolio management to individual and high‑net‑worth clients, managing roughly $197 million across about 150 accounts and typically working with clients who meet its stated investable-asset threshold. The firm delivers written financial plans (prepared using RightCapital) and ongoing portfolio oversight as part of its retirement planning services.
The firm combines quantitative, fundamental, technical, and economic analysis with strategic asset allocation and long‑term purchase strategies to determine investments it believes are appropriate for clients. It conducts ongoing account reviews, exercises discretionary trading authority for implementation, and may allocate portions of client portfolios to third‑party asset managers (TAMPs) for execution and management.
What distinguishes the firm relative to many independent advisers is that it sponsors a wrap‑fee program—an arrangement that bundles management, execution and administrative services into a single fee, which is relatively uncommon among peers. The practice is structured as a small independent advisory firm with one registered advisor and additional staff rather than a traditional solo practitioner, and it discloses ancillary activities (insurance licensing) and custodial‑related technology reimbursements that prospective clients may want to consider when evaluating conflicts of interest.
Client services
Expertise
Fee options
Fixed financial planning fees ranging from $3,500 to $5,000
up to 2% annually (negotiable, based on asset size and client needs)
$800/hour for standalone financial planning services
Account minimum: $1,500,000 (minimum may be reduced or waived at the Firm’s discretion) Fee-only: Portfolio management and financial planning services are charged based on percentage of AUM (up to 2%) and hourly/fixed fees for standalone financial planning
Main office
59 Sunset Drive, Unit 101 A
Briarcliff Manor NY 10510
Advisors at this office
1
Most active in
Connecticut · New Jersey · New York · Texas
Also doing business as
Unified Retirement Planning Group · Usonia Advisory Group, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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