Universal Financial Advisors, LLC

Anna Meurer is a financial advisor at Universal Financial Advisors, LLC with 14 years of industry experience. She holds the CFP®, ChFC®, and Series 66 credentials and has previously worked at Securities America, Inc. Outside of her advisory role, she owns a small business, Yellow Shed Creations, which designs and sells custom t-shirts and wine glasses, and volunteers with several community organizations including the Salvation Army and local chambers of commerce. Universal Financial Advisors serves individual investors, retirement plans, trusts, estates, charitable organizations, and businesses by providing comprehensive financial planning, investment management, and retirement consulting. The firm tailors portfolios based on client-specific risk tolerance and objectives, utilizing a diversified approach informed by Modern and Post-Modern Portfolio Theory and offers both discretionary portfolio management and standalone planning services.

Corey Myers is a financial advisor at Universal Financial Advisors, LLC with 26 years of industry experience. He holds a Series 66 designation and has previously worked at Commonwealth Financial Network for 23 years. Outside of his advisory role, Myers operates Tomerlin Bookkeeping Service, Inc., providing tax preparation and accounting services. Universal Financial Advisors serves individual investors, retirement plans, trusts, estates, charitable organizations, and business entities by offering comprehensive financial planning, investment management, and retirement plan consulting. The firm employs a tailored investment approach based on asset allocation and diversification principles from Modern and Post-Modern Portfolio Theory, managing discretionary portfolios with a variety of securities and strategies.

Brian Lock is a CFP® with 27 years of industry experience, currently serving as a principal at Universal Financial Advisors, LLC in St. Louis, MO. His prior experience includes roles at Osaic Wealth, Inc., PFG Advisors, LLC, Securities America Inc., and Beam Asset Management, LLC. Outside of his advisory work, he volunteers with L.O.V.E. of KDHX, a community radio advocacy group, where he helps organize fundraising events and writes editorial articles. Universal Financial Advisors serves individual investors, including high-net-worth clients, as well as retirement plans, trusts, estates, charitable organizations, and business entities. The firm offers comprehensive financial planning, investment and wealth management, and retirement plan consulting, employing a tailored, asset-allocation-driven approach informed by Modern and Post-Modern Portfolio Theory while providing discretionary portfolio management and fiduciary services.

Anthony Rich is a financial advisor with Universal Financial Advisors, LLC in St. Louis, Missouri, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Edward Jones, and OSAIC Wealth Inc. Outside of his advisory work, he serves as a Public Affairs Flight Commander for the Missouri Air National Guard and is a board member of St. Joseph School, a private Catholic school. Universal Financial Advisors serves individual investors, retirement plans, trusts, estates, charitable organizations, and business entities by providing comprehensive financial planning, investment management, and retirement plan consulting. The firm employs an asset-allocation and diversification framework informed by Modern and Post-Modern Portfolio Theory and offers fiduciary services with tailored portfolios based on clients’ risk tolerance and objectives.

Susan Sommer is a CFP® with 34 years of experience in the financial services industry. She is currently with Universal Financial Advisors, LLC and has held prior roles at Osaic Wealth, Inc., PFG Advisors, LLC, Securities America, Inc., and Beam Asset Management. Outside of her advisory work, she participates in a women’s networking group focused on collaborative marketing efforts among financial professionals. Universal Financial Advisors, LLC serves individual investors, retirement plans, trusts, estates, charitable organizations, and business entities with comprehensive financial planning, investment management, and retirement plan consulting. The firm employs a diversified, asset-allocation approach informed by Modern and Post-Modern Portfolio Theory and offers tailored portfolios monitored on an ongoing basis.

Grant Richars is a financial advisor at Universal Financial Advisors, LLC in St. Louis, MO, holding a Series 65 designation. He began his advisory career in 2025 and has prior experience in educational roles at Southern Illinois University and Southwestern Illinois College. Universal Financial Advisors serves individual investors, high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and business entities. The firm offers comprehensive financial planning, investment and wealth management, and retirement plan consulting, using diversified portfolios tailored to client-specific risk tolerance and goals.

William Albair is a financial advisor at Universal Financial Advisors, LLC with 21 years of industry experience. He holds the Series 66 designation and has worked at several firms, including Securities America, Inc. and PFG Advisors, LLC. Outside of advising, he is also licensed as an insurance agent. Universal Financial Advisors serves individual investors, retirement plans, trusts, estates, charitable organizations, and business entities with comprehensive financial planning, investment management, and retirement plan consulting. The firm manages discretionary portfolios using a range of securities and applies asset-allocation strategies informed by Modern and Post-Modern Portfolio Theory.

Gregory Wozniak is a financial advisor at Universal Financial Advisors, LLC with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Securities America, Inc. and PFG Advisors, LLC. Outside of his advisory role, he serves as president of the Lions Club of Lake Winnebago Foundation, a nonprofit charitable organization. Universal Financial Advisors serves individual investors, retirement plans, trusts, estates, charitable organizations, and business entities, offering comprehensive financial planning, investment and wealth management, and retirement plan consulting. The firm tailors portfolios based on clients’ risk tolerance, time horizon, and liquidity needs, using an asset-allocation framework informed by Modern and Post-Modern Portfolio Theory.