Upfront Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee-only financial planning and discretionary investment management to individuals, high-net-worth clients, trusts, nonprofit organizations and business entities. As of the brochure filing it managed approximately $15.4 million for about 40 clients and does not impose a formal account minimum, offering both one-time and ongoing advisory engagements.
Investment advice is built around strategic asset allocation implemented primarily with index funds, diversified across asset classes and rebalanced at regular intervals. Financial planning is treated as an ongoing collaboration that informs target allocations and portfolio decisions; planning is billed on an hourly basis and investment management is charged as a percentage of assets and invoiced in arrears.
Notable distinctions include the firm’s recent formation and small, single-advisor structure that enables a personalized service model, and the principal’s concurrent part-time clinical healthcare practice together with recent CFP and regulatory exam credentials. Operationally the firm uses a single third‑party custodian for custody and fee billing, does not vote client proxies on their behalf, and requires fee collection in arrears rather than accepting certain immediate payment methods.
Client services
Expertise
Occupation focus
Fee options
$0 - $500,000: 1.1% $500,001 - $3,000,000: 0.8% $3,000,001+: 0.6%
$400 per hour for financial planning services.
Fee-only: Financial Planning billed at $400 per hour; annual financial planning fees typically range from approximately $3,000 to $8,000 based on scope and complexity; fees negotiable.
Main office
Spokane WA
Advisors at this office
1
Most active in
Idaho · Texas · Washington
Also doing business as
Upfront Financial Planning, LLC · Upfront Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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