U
Upkeep Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Upkeep Financial provides investment management and financial planning services for pooled and institutional mandates as well as individuals and businesses, offering continuous, tailored portfolio management and periodic reviews. The firm operates a wrap-fee program and may deploy third‑party solutions and sub‑advisors to implement strategies and model portfolios.
The firm’s investment process emphasizes passive portfolio construction using index mutual funds and ETFs for tax efficiency and low internal costs, supplemented by fundamental analysis and the option to allocate to outside or sub‑advisors for discretionary model management. Upkeep Financial documents a due‑diligence and monitoring process for selecting other advisers and offers financial planning both on an hourly basis and as ongoing engagements.
What distinguishes the firm relative to many peers is its combination of roles: it acts as a wrap‑fee program sponsor, recommends and selects other investment advisers (including a technology‑driven sub‑advisor), and is affiliated with a public accounting practice (Upside Tax LLC), which the firm says can facilitate coordinated tax and planning advice. The adviser is newly organized, reports no current assets under management, and discloses formal policies for manager selection, custody arrangements across multiple execution platforms, and fee billing practices.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Retirement income strategy
Tax-loss harvesting
Cash flow / budgeting
Fee options
$0 - $250,000: 1.25% $250,001 - $500,000: 1.00% $500,001 - $750,000: 0.75% $750,001+: 0.50%
$350 per hour for hourly financial planning engagements
Ongoing comprehensive financial planning fees based on complexity and client needs, billed quarterly in arrears; specific amounts not stated
Minimum fee: Minimum annual fee of $1,500 for Investment Management Services
Main office location
Upkeep Financial
2 Gold St, Apt 4106
New York NY 10038, United States
Number of offices
1
Most active in
Upkeep Financial has reported serving >5 clients in these states in the last 12 months.
New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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