US 1st Wealth Management
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About
US 1 Wealth Management is a single-advisor independent advisory firm that serves primarily individual clients with personalized financial planning, college-planning engagements, and referrals to third‑party money managers. The firm delivers financial plans on an hourly or fixed‑fee basis and arranges college‑planning services through a third‑party provider that handles FAFSA and CSS/Profile filings.
Rather than exercising discretionary portfolio management or charging percentage‑of‑assets fees, the firm does not manage client assets directly and instead solicits third‑party money managers to implement investments; clients receive account statements from the third‑party managers’ custodians. Financial planning work typically includes net‑worth and risk analyses, written plans delivered to clients, and optional plan review/update services.
Distinctive features disclosed in the brochure include an affiliated insurance practice maintained by the firm’s managing member and receipt of commissions from that separate activity, a relationship the firm says it discloses as a potential conflict of interest. The firm also emphasizes college‑planning engagements via a specialist vendor and holds a Certified Financial Educator credential, reflecting a client‑education focus and occasional educational offerings that are less common among solo independent advisors.
Client services
Expertise
Fee options
Fixed fee for Financial Planning Services up to $2,500 maximum; College Planning flat enrollment fee $2,500 payable to College Funding Solutions, Inc.; Review/update fee $150
$200 per hour (non-negotiable) for Financial Planning Services
Fee-only: Financial Planning Services: $200 per hour (non-negotiable) or fixed fee up to $2,500 maximum; Plan review/update fee: $150; College Planning enrollment fee: $2,500 payable to College Funding Solutions, Inc.
Main office
1110 Kingwood Drive, 102 A
Kingwood TX 77339
Advisors at this office
1
Most active in
Texas
Also doing business as
Elder, Terrance Samuel · Planned Investments & Financial Services · Terry Elder · Texas First Wealth Management · Texas First Wealth Management, LLC · Us 1 St Wealth Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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