Lake Elmo, MN Office

Valeo Financial Advisors is a registered investment adviser serving individuals, families, trusts, estates, charitable organizations and corporate/business clients. The firm manages approximately $12.96 billion in client assets through comprehensive financial planning and portfolio management, and also offers a lower‑touch model portfolio option called Valeo Essentials for clients seeking a simplified service package.

Valeo’s investment process centers on strategic asset allocation with tactical asset‑class adjustments, use of unaffiliated independent managers when appropriate, and ongoing portfolio monitoring; research sources include third‑party providers such as Fidelity and Morningstar. The firm also uses third‑party account aggregation (ByAllAccounts), and has adopted an AI policy under which any AI output is reviewed by advisors rather than relied on as a substitute for professional judgment.

Distinctive features include an affiliated company, TwoPointO Investor Relations, that provides due‑diligence and administrative services to private fund sponsors — a relationship Valeo discloses as creating potential conflicts of interest when recommending private investment funds. Valeo also declines to recommend direct cryptocurrency purchases (permitting client‑authorized exposure only through ETFs or specialist managers), provides occasional pro‑bono work for nonprofits, and notifies clients that proxy voting remains the client’s responsibility rather than the firm’s.